Shelby County Property Tax Calculator

Locality estimate page for Shelby County, Tennessee. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.

County/Locality Effective Rate

0.98%

State Effective Rate

0.52%

Sample Annual Tax Difference

$1,955

Median Home Value (ACS)

$249,100

Median Annual Tax Bill (ACS)

$2,429

Owner-Occupied Households

196,379

The typical owner-occupied home in Shelby County is valued at $249,100 with a median real estate tax bill of $2,429 per year — an effective rate of 0.98%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.

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State Mortgage Context: Tennessee

Most counties in this state follow the standard FHA floor framework.

State Effective Tax Rate

0.52%

FHA 1-Unit Floor

$541,287

FHA 1-Unit Ceiling

$1,249,125

View Tennessee FHA Context Browse More Tennessee County Pages

In Shelby County, Tennessee, the current county-level estimate is 0.98%, or approximately $3,920 annually on a $400,000 home.

How to Use This County Estimate

Step 1

Enter your property value and assessment assumptions.

Step 2

Apply exemptions that may reduce taxable value.

Step 3

Compare county/locality estimate against statewide fallback.

Shelby County Property Tax Snapshot

Estimated effective rate: 0.98% · vs Tennessee: 0.52% · vs national benchmark: 0.90%

Home value	Estimated annual tax	Estimated monthly tax
$250,000	$2,450	$204
$400,000	$3,920	$327
$500,000	$4,900	$408
$750,000	$7,350	$613
$1,000,000	$9,800	$817

Compare Nearby Property Taxes

Source Transparency

Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)

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Last updated: August 2026

Estimates only. Confirm parcel-specific amounts with the official local taxing authority.

Need Statewide Context?

Visit Tennessee mortgage snapshot or return to the national calculator hub.