VA Cash-Out Refinance
Access up to 100% of your home's equity while potentially lowering your rate
Get Started HereWhat is a VA Cash-Out Refinance?
A VA Cash-Out refinance allows eligible veterans to refinance their current mortgage and borrow against their home's equity. This program offers up to 100% financing and can be used to consolidate debt, fund home improvements, or access cash for any purpose.
Maximum Cash Out
Access up to 100% of your home's value
Flexible Uses
Use funds for any purpose with no restrictions
Better Terms
Potentially lower your rate while accessing equity
Common Uses
- Home improvements and renovations
- Debt consolidation
- Education expenses
- Emergency funds
- Investment opportunities
- Major purchases
100%
Financing
Maximum LTV available
620+
Credit Score
Typical minimum
41%
DTI Ratio
Standard maximum
30-45
Days
Average closing time
Ready to Get Started?
Our VA refinance experts are here to help you access your home's equity.
Pre-qualification available in 24 hours