Jumbo Loans
Premium financing solutions for high-value properties above conventional loan limits
Understanding Jumbo Loans
Jumbo loans are mortgages that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans are designed for luxury homes, high-cost areas, and premium properties requiring larger financing amounts.
Key Features:
- Higher loan amounts above conforming limits
- Competitive interest rates
- Fixed and adjustable rate options
- Various term lengths available
- Purchase or refinance options
Requirements:
- Excellent credit score (typically 700+)
- Significant down payment (10-20%)
- Strong income documentation
- Low debt-to-income ratio
- Substantial cash reserves
Did You Know?
Jumbo loans often have stricter requirements than conventional loans but can offer competitive rates for well-qualified borrowers.
$726k+
Loan Amount
Above conforming limits
700+
Credit Score
Typical minimum
10-20%
Down Payment
Required minimum
6-12mo
Reserves
Required savings
Jumbo Loan Payment Calculator
Estimate your monthly payments for high-value property financing
Jumbo Loan Calculator
Minimum 10% down payment required
Monthly Payment
$0.00
Principal and interest only
Down Payment
$160,000.00
Loan Amount
$640,000.00
Total Interest
-$640,000.00
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Our jumbo loan experts are here to help you secure premium financing.
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