Tennessee Property Tax
Tennessee Property Tax Calculator
Estimate Tennessee property taxes, compare county effective rates, and see how taxes show up in a monthly mortgage payment. 2026 planning data — not an official tax bill.
Estimated effective state rate
0.52%
Sample tax on a $400,000 home
$2,080
Vs U.S. benchmark (0.90%)
−$1,520
Counties in this dataset
95
In the current NMC dataset, Tennessee has an estimated effective property-tax rate of 0.52%, resulting in approximately $2,080 in annual property taxes on a $400,000 home.
How property taxes work in Tennessee
Tennessee property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 0.52% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.
For millage, exemption filings, or an official estimate, use Tennessee Department of Revenue.
Estimate Tennessee taxes in the calculatorTennessee county property tax comparison
Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Showing the 30 largest counties by owner-occupied households; every county is listed below.
| County | Median home value | Median annual tax | Effective rate |
|---|---|---|---|
| Shelby County | $249,100 | $2,429 | 0.98% |
| Davidson County | $417,400 | $2,506 | 0.60% |
| Knox County | $320,900 | $1,367 | 0.43% |
| Hamilton County | $312,800 | $1,925 | 0.62% |
| Rutherford County | $382,600 | $1,839 | 0.48% |
| Williamson County | $751,900 | $3,004 | 0.40% |
| Sumner County | $393,100 | $1,987 | 0.51% |
| Montgomery County | $280,200 | $1,697 | 0.61% |
| Sullivan County | $213,300 | $1,234 | 0.58% |
| Wilson County | $428,000 | $1,787 | 0.42% |
| Blount County | $320,500 | $1,453 | 0.45% |
| Washington County | $249,000 | $1,302 | 0.52% |
| Maury County | $355,700 | $1,588 | 0.45% |
| Bradley County | $261,900 | $1,187 | 0.45% |
| Sevier County | $299,000 | $824 | 0.28% |
| Madison County | $211,800 | $1,185 | 0.56% |
| Anderson County | $239,400 | $1,289 | 0.54% |
| Cumberland County | $250,500 | $730 | 0.29% |
| Robertson County | $335,000 | $1,577 | 0.47% |
| Greene County | $207,500 | $890 | 0.43% |
| Putnam County | $282,500 | $1,363 | 0.48% |
| Loudon County | $348,000 | $1,162 | 0.33% |
| Hawkins County | $176,300 | $956 | 0.54% |
| Carter County | $168,200 | $864 | 0.51% |
| Hamblen County | $210,900 | $862 | 0.41% |
| Roane County | $232,900 | $1,223 | 0.53% |
| Dickson County | $306,400 | $1,431 | 0.47% |
| Tipton County | $240,600 | $1,211 | 0.50% |
| Jefferson County | $229,300 | $978 | 0.43% |
| McMinn County | $211,800 | $748 | 0.35% |
Tennessee county directory
Highest property tax rates in Tennessee
Among counties currently in the NMC dataset for this state.
- 1. Shelby County0.98%
- 2. Lake County0.67%
- 3. Gibson County0.66%
- 4. Dyer County0.63%
- 5. Hardeman County0.63%
Lowest property tax rates in Tennessee
Among counties currently in the NMC dataset for this state.
- 1. Sevier County0.28%
- 2. Cumberland County0.29%
- 3. Fentress County0.32%
- 4. Fayette County0.33%
- 5. Loudon County0.33%
Anderson County
Estimated effective rate: 0.54%
Bedford County
Estimated effective rate: 0.48%
Benton County
Estimated effective rate: 0.48%
Bledsoe County
Estimated effective rate: 0.36%
Blount County
Estimated effective rate: 0.45%
Bradley County
Estimated effective rate: 0.45%
Campbell County
Estimated effective rate: 0.37%
Cannon County
Estimated effective rate: 0.43%
Carroll County
Estimated effective rate: 0.58%
Carter County
Estimated effective rate: 0.51%
Cheatham County
Estimated effective rate: 0.47%
Chester County
Estimated effective rate: 0.52%
Claiborne County
Estimated effective rate: 0.49%
Clay County
Estimated effective rate: 0.56%
Cocke County
Estimated effective rate: 0.57%
Coffee County
Estimated effective rate: 0.57%
Crockett County
Estimated effective rate: 0.59%
Cumberland County
Estimated effective rate: 0.29%
Davidson County
Estimated effective rate: 0.60%
Decatur County
Estimated effective rate: 0.46%
DeKalb County
Estimated effective rate: 0.35%
Dickson County
Estimated effective rate: 0.47%
Dyer County
Estimated effective rate: 0.63%
Fayette County
Estimated effective rate: 0.33%
Fentress County
Estimated effective rate: 0.32%
Franklin County
Estimated effective rate: 0.53%
Gibson County
Estimated effective rate: 0.66%
Giles County
Estimated effective rate: 0.42%
Grainger County
Estimated effective rate: 0.48%
Greene County
Estimated effective rate: 0.43%
Grundy County
Estimated effective rate: 0.38%
Hamblen County
Estimated effective rate: 0.41%
Hamilton County
Estimated effective rate: 0.62%
Hancock County
Estimated effective rate: 0.45%
Hardeman County
Estimated effective rate: 0.63%
Hardin County
Estimated effective rate: 0.41%
Hawkins County
Estimated effective rate: 0.54%
Haywood County
Estimated effective rate: 0.62%
Henderson County
Estimated effective rate: 0.48%
Henry County
Estimated effective rate: 0.44%
Hickman County
Estimated effective rate: 0.46%
Houston County
Estimated effective rate: 0.54%
Humphreys County
Estimated effective rate: 0.48%
Jackson County
Estimated effective rate: 0.46%
Jefferson County
Estimated effective rate: 0.43%
Johnson County
Estimated effective rate: 0.40%
Knox County
Estimated effective rate: 0.43%
Lake County
Estimated effective rate: 0.67%
Lauderdale County
Estimated effective rate: 0.59%
Lawrence County
Estimated effective rate: 0.53%
Lewis County
Estimated effective rate: 0.48%
Lincoln County
Estimated effective rate: 0.45%
Loudon County
Estimated effective rate: 0.33%
Macon County
Estimated effective rate: 0.39%
Madison County
Estimated effective rate: 0.56%
Marion County
Estimated effective rate: 0.43%
Marshall County
Estimated effective rate: 0.48%
Maury County
Estimated effective rate: 0.45%
McMinn County
Estimated effective rate: 0.35%
McNairy County
Estimated effective rate: 0.38%
Meigs County
Estimated effective rate: 0.39%
Monroe County
Estimated effective rate: 0.41%
Montgomery County
Estimated effective rate: 0.61%
Moore County
Estimated effective rate: 0.45%
Morgan County
Estimated effective rate: 0.52%
Obion County
Estimated effective rate: 0.52%
Overton County
Estimated effective rate: 0.39%
Perry County
Estimated effective rate: 0.53%
Pickett County
Estimated effective rate: 0.41%
Polk County
Estimated effective rate: 0.50%
Putnam County
Estimated effective rate: 0.48%
Rhea County
Estimated effective rate: 0.43%
Roane County
Estimated effective rate: 0.53%
Robertson County
Estimated effective rate: 0.47%
Rutherford County
Estimated effective rate: 0.48%
Scott County
Estimated effective rate: 0.51%
Sequatchie County
Estimated effective rate: 0.45%
Sevier County
Estimated effective rate: 0.28%
Shelby County
Estimated effective rate: 0.98%
Smith County
Estimated effective rate: 0.47%
Stewart County
Estimated effective rate: 0.46%
Sullivan County
Estimated effective rate: 0.58%
Sumner County
Estimated effective rate: 0.51%
Tipton County
Estimated effective rate: 0.50%
Trousdale County
Estimated effective rate: 0.35%
Unicoi County
Estimated effective rate: 0.52%
Union County
Estimated effective rate: 0.37%
Van Buren County
Estimated effective rate: 0.44%
Warren County
Estimated effective rate: 0.42%
Washington County
Estimated effective rate: 0.52%
Wayne County
Estimated effective rate: 0.49%
Weakley County
Estimated effective rate: 0.48%
White County
Estimated effective rate: 0.40%
Williamson County
Estimated effective rate: 0.40%
Wilson County
Estimated effective rate: 0.42%
Related planning resources for Tennessee
FHA limit context in Tennessee
Most counties in this state follow the standard FHA floor framework.
FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.
View Tennessee FHA loan limitsNeed the national view?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology
Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.
On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).