Apply Online

National Mortgage Center is Powered by Stride Bank - NMLS ID:#466690. VA-approved lender. Not affiliated with any government agency.

Steuben County Property Tax Calculator

Locality estimate page for Steuben County, New York. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.

County/Locality Effective Rate

2.46%

State Effective Rate

1.30%

Sample Annual Tax Difference

$4,930

Median Home Value (ACS)

$137,900

Median Annual Tax Bill (ACS)

$3,386

Owner-Occupied Households

28,738

The typical owner-occupied home in Steuben County is valued at $137,900 with a median real estate tax bill of $3,386 per year — an effective rate of 2.46%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.

State Mortgage Context: New York

Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.

State Effective Tax Rate

1.30%

FHA 1-Unit Floor

$541,287

FHA 1-Unit Ceiling

$1,249,125

In Steuben County, New York, the current county-level estimate is 2.46%, or approximately $9,840 annually on a $400,000 home.

How to Use This County Estimate

Step 1

Enter your property value and assessment assumptions.

Step 2

Apply exemptions that may reduce taxable value.

Step 3

Compare county/locality estimate against statewide fallback.

Steuben County Property Tax Snapshot

Estimated effective rate: 2.46% · vs New York: 1.30% · vs national benchmark: 0.90%

Home valueEstimated annual taxEstimated monthly tax
$250,000$6,150$513
$400,000$9,840$820
$500,000$12,300$1,025
$750,000$18,450$1,538
$1,000,000$24,600$2,050

Compare Nearby Property Taxes

Source Transparency

Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)

View source

Last updated: August 2026

Estimates only. Confirm parcel-specific amounts with the official local taxing authority.

Need Statewide Context?

Visit New York mortgage snapshot or return to the national calculator hub.