Oswego County Property Tax Calculator
Locality estimate page for Oswego County, New York. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.
County/Locality Effective Rate
2.40%
State Effective Rate
1.30%
Sample Annual Tax Difference
$4,675
Median Home Value (ACS)
$151,700
Median Annual Tax Bill (ACS)
$3,646
Owner-Occupied Households
34,680
The typical owner-occupied home in Oswego County is valued at $151,700 with a median real estate tax bill of $3,646 per year — an effective rate of 2.40%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.
State Mortgage Context: New York
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
State Effective Tax Rate
1.30%
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
In Oswego County, New York, the current county-level estimate is 2.40%, or approximately $9,600 annually on a $400,000 home.
How to Use This County Estimate
Step 1
Enter your property value and assessment assumptions.
Step 2
Apply exemptions that may reduce taxable value.
Step 3
Compare county/locality estimate against statewide fallback.
Oswego County Property Tax Snapshot
Estimated effective rate: 2.40% · vs New York: 1.30% · vs national benchmark: 0.90%
| Home value | Estimated annual tax | Estimated monthly tax |
|---|---|---|
| $250,000 | $6,000 | $500 |
| $400,000 | $9,600 | $800 |
| $500,000 | $12,000 | $1,000 |
| $750,000 | $18,000 | $1,500 |
| $1,000,000 | $24,000 | $2,000 |
Compare Nearby Property Taxes
- Oswego County2.40%
- Onondaga County2.44%
- Schenectady County2.36%
- Steuben County2.46%
- St. Lawrence County2.33%
- Wayne County2.50%
- Broome County2.52%
Source Transparency
Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)
View sourceLast updated: August 2026
Estimates only. Confirm parcel-specific amounts with the official local taxing authority.
Need Statewide Context?
Visit New York mortgage snapshot or return to the national calculator hub.