Ohio FHA Loan Limits
2026 FHA Loan Limits in Ohio
Compare Ohio FHA loan limit tiers for 1-unit through 4-unit properties, understand local buying-power implications, and open the main FHA lookup prefiltered for Ohio.
State Tier
Standard FHA floor context
1-Unit Standard Floor
$541,287
1-Unit High-Cost Ceiling
$1,249,125
Special Exception Max
$1,873,687
Ohio FHA Limit Tier Context
Most counties in this state generally follow the standard FHA floor framework, though final county details should always be confirmed with HUD.
Most counties in this state follow the standard FHA floor framework.
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Last reviewed: June 18, 2026.
2026 FHA Limits for Ohio Planning
The table below shows the 2026 FHA floor, high-cost ceiling, special exception maximum, and the state tier most relevant to Ohio. Exact county limits may fall between floor and ceiling in mixed-cost states.
| Property Type | Standard Floor | High-Cost Ceiling | Special Exception | Ohio Planning Tier |
|---|---|---|---|---|
| 1-Unit | $541,287 | $1,249,125 | $1,873,687 | $541,287 |
| 2-Unit | $693,050 | $1,599,375 | $2,399,050 | $693,050 |
| 3-Unit | $837,700 | $1,933,200 | $2,899,800 | $837,700 |
| 4-Unit | $1,041,125 | $2,402,625 | $3,603,925 | $1,041,125 |
What Ohio FHA Buyers Should Know
Balance tax assumptions with insurance and financing terms for accurate payment planning.