Ohio Property Tax
Ohio Property Tax Calculator (2026)
Estimate Ohio property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
1.36%
Sample Annual Tax on $425,000 Home
$5,780
FHA State Tier
Standard FHA Tier
Counties Covered
88
Ohio Property Tax Calculator
Ohio's statewide effective rate is about 1.36% (2024 ACS), above the 0.90% national benchmark. We include Cuyahoga, Summit, Lake, and other major counties. For official bill-level estimates, use your county auditor or state revenue department.
FHA Limit Tier Context in Ohio
State Tier Signal
Most counties in this state follow the standard FHA floor framework.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Ohio Should Know
- Balance tax assumptions with insurance and financing terms for accurate payment planning.
In the current NMC dataset, Ohio has an estimated effective property-tax rate of 1.36%, resulting in approximately $5,440 in annual property taxes on a $400,000 home.
Ohio County and Locality Pages
Highest property tax rates in Ohio
Among counties currently in the NMC dataset for this state.
- 1. Cuyahoga County2.00%
- 2. Montgomery County1.73%
- 3. Lucas County1.69%
- 4. Lake County1.62%
- 5. Greene County1.61%
Lowest property tax rates in Ohio
Among counties currently in the NMC dataset for this state.
- 1. Noble County0.72%
- 2. Brown County0.82%
- 3. Monroe County0.82%
- 4. Adams County0.83%
- 5. Pike County0.83%
Adams County
Estimated effective rate: 0.83%
Allen County
Estimated effective rate: 1.12%
Ashland County
Estimated effective rate: 0.99%
Ashtabula County
Estimated effective rate: 1.21%
Athens County
Estimated effective rate: 1.17%
Auglaize County
Estimated effective rate: 0.96%
Belmont County
Estimated effective rate: 0.95%
Brown County
Estimated effective rate: 0.82%
Butler County
Estimated effective rate: 1.22%
Carroll County
Estimated effective rate: 0.94%
Champaign County
Estimated effective rate: 1.02%
Clark County
Estimated effective rate: 1.19%
Clermont County
Estimated effective rate: 1.25%
Clinton County
Estimated effective rate: 0.93%
Columbiana County
Estimated effective rate: 1.01%
Coshocton County
Estimated effective rate: 0.95%
Crawford County
Estimated effective rate: 1.19%
Cuyahoga County
Estimated effective rate: 2.00%
Darke County
Estimated effective rate: 0.91%
Defiance County
Estimated effective rate: 1.07%
Delaware County
Estimated effective rate: 1.60%
Erie County
Estimated effective rate: 1.22%
Fairfield County
Estimated effective rate: 1.10%
Fayette County
Estimated effective rate: 0.94%
Franklin County
Estimated effective rate: 1.47%
Fulton County
Estimated effective rate: 1.28%
Gallia County
Estimated effective rate: 0.91%
Geauga County
Estimated effective rate: 1.38%
Greene County
Estimated effective rate: 1.61%
Guernsey County
Estimated effective rate: 1.01%
Hamilton County
Estimated effective rate: 1.51%
Hancock County
Estimated effective rate: 1.00%
Hardin County
Estimated effective rate: 1.05%
Harrison County
Estimated effective rate: 1.05%
Henry County
Estimated effective rate: 1.17%
Highland County
Estimated effective rate: 0.91%
Hocking County
Estimated effective rate: 0.99%
Holmes County
Estimated effective rate: 1.08%
Huron County
Estimated effective rate: 1.05%
Jackson County
Estimated effective rate: 0.90%
Jefferson County
Estimated effective rate: 0.98%
Knox County
Estimated effective rate: 1.07%
Lake County
Estimated effective rate: 1.62%
Lawrence County
Estimated effective rate: 0.84%
Licking County
Estimated effective rate: 1.22%
Logan County
Estimated effective rate: 1.00%
Lorain County
Estimated effective rate: 1.37%
Lucas County
Estimated effective rate: 1.69%
Madison County
Estimated effective rate: 1.02%
Mahoning County
Estimated effective rate: 1.30%
Marion County
Estimated effective rate: 0.95%
Medina County
Estimated effective rate: 1.24%
Meigs County
Estimated effective rate: 1.04%
Mercer County
Estimated effective rate: 1.10%
Miami County
Estimated effective rate: 0.98%
Monroe County
Estimated effective rate: 0.82%
Montgomery County
Estimated effective rate: 1.73%
Morgan County
Estimated effective rate: 0.84%
Morrow County
Estimated effective rate: 1.06%
Muskingum County
Estimated effective rate: 0.91%
Noble County
Estimated effective rate: 0.72%
Ottawa County
Estimated effective rate: 1.08%
Paulding County
Estimated effective rate: 1.03%
Perry County
Estimated effective rate: 0.95%
Pickaway County
Estimated effective rate: 1.00%
Pike County
Estimated effective rate: 0.83%
Portage County
Estimated effective rate: 1.27%
Preble County
Estimated effective rate: 1.04%
Putnam County
Estimated effective rate: 0.97%
Richland County
Estimated effective rate: 1.25%
Ross County
Estimated effective rate: 1.00%
Sandusky County
Estimated effective rate: 1.03%
Scioto County
Estimated effective rate: 1.06%
Seneca County
Estimated effective rate: 1.03%
Shelby County
Estimated effective rate: 0.95%
Stark County
Estimated effective rate: 1.29%
Summit County
Estimated effective rate: 1.53%
Trumbull County
Estimated effective rate: 1.31%
Tuscarawas County
Estimated effective rate: 1.06%
Union County
Estimated effective rate: 1.14%
Van Wert County
Estimated effective rate: 0.91%
Vinton County
Estimated effective rate: 0.98%
Warren County
Estimated effective rate: 1.20%
Washington County
Estimated effective rate: 0.93%
Wayne County
Estimated effective rate: 1.17%
Williams County
Estimated effective rate: 1.05%
Wood County
Estimated effective rate: 1.34%
Wyandot County
Estimated effective rate: 0.86%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.