Apply Online

National Mortgage Center is Powered by Stride Bank - NMLS ID:#466690. VA-approved lender. Not affiliated with any government agency.

Bedford County Property Tax Calculator

Locality estimate page for Bedford County, Virginia. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.

County/Locality Effective Rate

0.43%

State Effective Rate

0.78%

Sample Annual Tax Difference

-$1,488

Median Home Value (ACS)

$297,400

Median Annual Tax Bill (ACS)

$1,285

Owner-Occupied Households

28,045

The typical owner-occupied home in Bedford County is valued at $297,400 with a median real estate tax bill of $1,285 per year — an effective rate of 0.43%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.

State Mortgage Context: Virginia

Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.

State Effective Tax Rate

0.78%

FHA 1-Unit Floor

$541,287

FHA 1-Unit Ceiling

$1,249,125

In Bedford County, Virginia, the current county-level estimate is 0.43%, or approximately $1,720 annually on a $400,000 home.

How to Use This County Estimate

Step 1

Enter your property value and assessment assumptions.

Step 2

Apply exemptions that may reduce taxable value.

Step 3

Compare county/locality estimate against statewide fallback.

Bedford County Property Tax Snapshot

Estimated effective rate: 0.43% · vs Virginia: 0.78% · vs national benchmark: 0.90%

Home valueEstimated annual taxEstimated monthly tax
$250,000$1,075$90
$400,000$1,720$143
$500,000$2,150$179
$750,000$3,225$269
$1,000,000$4,300$358

Compare Nearby Property Taxes

Source Transparency

Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)

View source

Last updated: August 2026

Estimates only. Confirm parcel-specific amounts with the official local taxing authority.

Need Statewide Context?

Visit Virginia mortgage snapshot or return to the national calculator hub.