Bedford County Property Tax Calculator
Locality estimate page for Bedford County, Virginia. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.
County/Locality Effective Rate
0.43%
State Effective Rate
0.78%
Sample Annual Tax Difference
-$1,488
Median Home Value (ACS)
$297,400
Median Annual Tax Bill (ACS)
$1,285
Owner-Occupied Households
28,045
The typical owner-occupied home in Bedford County is valued at $297,400 with a median real estate tax bill of $1,285 per year — an effective rate of 0.43%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.
State Mortgage Context: Virginia
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
State Effective Tax Rate
0.78%
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
In Bedford County, Virginia, the current county-level estimate is 0.43%, or approximately $1,720 annually on a $400,000 home.
How to Use This County Estimate
Step 1
Enter your property value and assessment assumptions.
Step 2
Apply exemptions that may reduce taxable value.
Step 3
Compare county/locality estimate against statewide fallback.
Bedford County Property Tax Snapshot
Estimated effective rate: 0.43% · vs Virginia: 0.78% · vs national benchmark: 0.90%
| Home value | Estimated annual tax | Estimated monthly tax |
|---|---|---|
| $250,000 | $1,075 | $90 |
| $400,000 | $1,720 | $143 |
| $500,000 | $2,150 | $179 |
| $750,000 | $3,225 | $269 |
| $1,000,000 | $4,300 | $358 |
Compare Nearby Property Taxes
- Bedford County0.43%
- Frederick County0.48%
- Spotsylvania County0.58%
- Hanover County0.66%
- Stafford County0.70%
- Henrico County0.71%
- Albemarle County0.75%
Source Transparency
Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)
View sourceLast updated: August 2026
Estimates only. Confirm parcel-specific amounts with the official local taxing authority.
Need Statewide Context?
Visit Virginia mortgage snapshot or return to the national calculator hub.