Virginia Property Tax
Virginia Property Tax Calculator (2026)
Estimate Virginia property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.78%
Sample Annual Tax on $425,000 Home
$3,315
FHA State Tier
Mixed Standard + High-Cost County Tier
Counties Covered
133
FHA Limit Tier Context in Virginia
State Tier Signal
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Virginia Should Know
- Lower effective property taxes can support payment flexibility in some scenarios.
In the current NMC dataset, Virginia has an estimated effective property-tax rate of 0.78%, resulting in approximately $3,120 in annual property taxes on a $400,000 home.
Virginia County and Locality Pages
Highest property tax rates in Virginia
Among counties currently in the NMC dataset for this state.
- 1. Manassas Park city1.17%
- 2. Manassas city1.09%
- 3. Portsmouth city1.04%
- 4. Fairfax County1.01%
- 5. Newport News city1.01%
Lowest property tax rates in Virginia
Among counties currently in the NMC dataset for this state.
- 1. Amelia County0.38%
- 2. Bath County0.39%
- 3. Lunenburg County0.39%
- 4. Bedford County0.43%
- 5. Mathews County0.43%
Accomack County
Estimated effective rate: 0.48%
Albemarle County
Estimated effective rate: 0.75%
Alexandria city
Estimated effective rate: 0.96%
Alleghany County
Estimated effective rate: 0.79%
Amelia County
Estimated effective rate: 0.38%
Amherst County
Estimated effective rate: 0.46%
Appomattox County
Estimated effective rate: 0.52%
Arlington County
Estimated effective rate: 0.91%
Augusta County
Estimated effective rate: 0.47%
Bath County
Estimated effective rate: 0.39%
Bedford County
Estimated effective rate: 0.43%
Bland County
Estimated effective rate: 0.56%
Botetourt County
Estimated effective rate: 0.64%
Bristol city
Estimated effective rate: 0.75%
Brunswick County
Estimated effective rate: 0.57%
Buchanan County
Estimated effective rate: 0.44%
Buckingham County
Estimated effective rate: 0.52%
Buena Vista city
Estimated effective rate: 0.91%
Campbell County
Estimated effective rate: 0.45%
Caroline County
Estimated effective rate: 0.52%
Carroll County
Estimated effective rate: 0.53%
Charles City County
Estimated effective rate: 0.56%
Charlotte County
Estimated effective rate: 0.52%
Charlottesville city
Estimated effective rate: 0.80%
Chesapeake city
Estimated effective rate: 0.82%
Chesterfield County
Estimated effective rate: 0.76%
Clarke County
Estimated effective rate: 0.48%
Colonial Heights city
Estimated effective rate: 0.84%
Covington city
Estimated effective rate: 0.82%
Craig County
Estimated effective rate: 0.56%
Culpeper County
Estimated effective rate: 0.52%
Cumberland County
Estimated effective rate: 0.57%
Danville city
Estimated effective rate: 0.65%
Dickenson County
Estimated effective rate: 0.47%
Dinwiddie County
Estimated effective rate: 0.55%
Emporia city
Estimated effective rate: 0.79%
Essex County
Estimated effective rate: 0.57%
Fairfax city
Estimated effective rate: 0.90%
Fairfax County
Estimated effective rate: 1.01%
Falls Church city
Estimated effective rate: 0.95%
Fauquier County
Estimated effective rate: 0.75%
Floyd County
Estimated effective rate: 0.55%
Fluvanna County
Estimated effective rate: 0.63%
Franklin city
Estimated effective rate: 0.71%
Franklin County
Estimated effective rate: 0.50%
Frederick County
Estimated effective rate: 0.48%
Fredericksburg city
Estimated effective rate: 0.60%
Galax city
Estimated effective rate: 0.76%
Giles County
Estimated effective rate: 0.61%
Gloucester County
Estimated effective rate: 0.57%
Goochland County
Estimated effective rate: 0.50%
Grayson County
Estimated effective rate: 0.56%
Greene County
Estimated effective rate: 0.61%
Greensville County
Estimated effective rate: 0.54%
Halifax County
Estimated effective rate: 0.46%
Hampton city
Estimated effective rate: 0.95%
Hanover County
Estimated effective rate: 0.66%
Harrisonburg city
Estimated effective rate: 0.76%
Henrico County
Estimated effective rate: 0.71%
Henry County
Estimated effective rate: 0.47%
Highland County
Estimated effective rate: 0.57%
Hopewell city
Estimated effective rate: 0.86%
Isle of Wight County
Estimated effective rate: 0.70%
James City County
Estimated effective rate: 0.65%
King and Queen County
Estimated effective rate: 0.52%
King George County
Estimated effective rate: 0.53%
King William County
Estimated effective rate: 0.55%
Lancaster County
Estimated effective rate: 0.48%
Lee County
Estimated effective rate: 0.60%
Lexington city
Estimated effective rate: 0.81%
Loudoun County
Estimated effective rate: 0.85%
Louisa County
Estimated effective rate: 0.60%
Lunenburg County
Estimated effective rate: 0.39%
Lynchburg city
Estimated effective rate: 0.79%
Madison County
Estimated effective rate: 0.53%
Manassas city
Estimated effective rate: 1.09%
Manassas Park city
Estimated effective rate: 1.17%
Martinsville city
Estimated effective rate: 0.77%
Mathews County
Estimated effective rate: 0.43%
Mecklenburg County
Estimated effective rate: 0.45%
Middlesex County
Estimated effective rate: 0.50%
Montgomery County
Estimated effective rate: 0.74%
Nelson County
Estimated effective rate: 0.50%
New Kent County
Estimated effective rate: 0.64%
Newport News city
Estimated effective rate: 1.01%
Norfolk city
Estimated effective rate: 1.00%
Northampton County
Estimated effective rate: 0.57%
Northumberland County
Estimated effective rate: 0.47%
Norton city
Estimated effective rate: 0.73%
Nottoway County
Estimated effective rate: 0.45%
Orange County
Estimated effective rate: 0.55%
Page County
Estimated effective rate: 0.64%
Patrick County
Estimated effective rate: 0.55%
Petersburg city
Estimated effective rate: 0.81%
Pittsylvania County
Estimated effective rate: 0.59%
Poquoson city
Estimated effective rate: 0.92%
Portsmouth city
Estimated effective rate: 1.04%
Powhatan County
Estimated effective rate: 0.59%
Prince Edward County
Estimated effective rate: 0.43%
Prince George County
Estimated effective rate: 0.74%
Prince William County
Estimated effective rate: 0.94%
Pulaski County
Estimated effective rate: 0.63%
Radford city
Estimated effective rate: 0.72%
Rappahannock County
Estimated effective rate: 0.49%
Richmond city
Estimated effective rate: 0.89%
Richmond County
Estimated effective rate: 0.56%
Roanoke city
Estimated effective rate: 0.99%
Roanoke County
Estimated effective rate: 0.85%
Rockbridge County
Estimated effective rate: 0.60%
Rockingham County
Estimated effective rate: 0.53%
Russell County
Estimated effective rate: 0.48%
Salem city
Estimated effective rate: 0.90%
Scott County
Estimated effective rate: 0.62%
Shenandoah County
Estimated effective rate: 0.52%
Smyth County
Estimated effective rate: 0.58%
Southampton County
Estimated effective rate: 0.66%
Spotsylvania County
Estimated effective rate: 0.58%
Stafford County
Estimated effective rate: 0.70%
Staunton city
Estimated effective rate: 0.70%
Suffolk city
Estimated effective rate: 0.93%
Surry County
Estimated effective rate: 0.69%
Sussex County
Estimated effective rate: 0.59%
Tazewell County
Estimated effective rate: 0.62%
Virginia Beach city
Estimated effective rate: 0.80%
Warren County
Estimated effective rate: 0.52%
Washington County
Estimated effective rate: 0.50%
Waynesboro city
Estimated effective rate: 0.67%
Westmoreland County
Estimated effective rate: 0.60%
Williamsburg city
Estimated effective rate: 0.59%
Winchester city
Estimated effective rate: 0.76%
Wise County
Estimated effective rate: 0.58%
Wythe County
Estimated effective rate: 0.53%
York County
Estimated effective rate: 0.64%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.