Ramsey County, Minnesota property tax estimate (2026)
Ramsey County property taxes (St. Paul and suburbs) are a core PITI line for Twin Cities buyers. Use a 2026 estimate to compare ownership cost, then confirm classification and levies with Ramsey County.
Compare with the national ZIP-first calculator or the Minnesota property tax estimates.
County/Locality Effective Rate
1.21%
State Effective Rate
1.00%
Sample Annual Tax Difference
$893
Median Home Value (ACS)
$326,600
Median Annual Tax Bill (ACS)
$3,966
Owner-Occupied Households
134,142
The typical owner-occupied home in Ramsey County is valued at $326,600 with a median real estate tax bill of $3,966 per year — an effective rate of 1.21%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.
State Mortgage Context: Minnesota
Most counties in this state follow the standard FHA floor framework.
State Effective Tax Rate
1.00%
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
In Ramsey County, Minnesota, the current county-level estimate is 1.21%, or approximately $4,840 annually on a $400,000 home.
How to Use This County Estimate
Step 1
Enter your property value and assessment assumptions.
Step 2
Apply exemptions that may reduce taxable value.
Step 3
Compare county/locality estimate against statewide fallback.
Ramsey County Property Tax Snapshot
Estimated effective rate: 1.21% · vs Minnesota: 1.00% · vs national benchmark: 0.90%
| Home value | Estimated annual tax | Estimated monthly tax |
|---|---|---|
| $250,000 | $3,025 | $252 |
| $400,000 | $4,840 | $403 |
| $500,000 | $6,050 | $504 |
| $750,000 | $9,075 | $756 |
| $1,000,000 | $12,100 | $1,008 |
Compare Nearby Property Taxes
- Ramsey County1.21%
- Hennepin County1.14%
- Olmsted County1.06%
- St. Louis County1.03%
- Scott County1.01%
- Stearns County1.00%
- Carver County0.99%
Source Transparency
Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)
View sourceLast updated: August 2026
Estimates only. Confirm parcel-specific amounts with the official local taxing authority.
Need Statewide Context?
Visit Minnesota mortgage snapshot or return to the national calculator hub.
Estimates are for educational planning only. They are not your official property tax bill, escrow quote, or appraisal. Confirm with your county assessor or tax collector. National Mortgage Center is powered by Stride Bank, N.A., NMLS #466690. Educational content is not a commitment to lend.