Minnesota Property Tax
Minnesota property tax estimates (2026)
Minnesota property taxes fund local services and can shift with homestead classification and local levies — Ramsey County and Twin Cities suburbs are common comparison points. Use estimates for education; your county is the source of truth for the bill.
Start with the national ZIP-first property tax calculator for a quick estimate, then refine with county data below. National Mortgage Center is not affiliated with any government agency.
Estimated effective state rate
1.00%
Sample tax on a $400,000 home
$4,000
Vs U.S. benchmark (0.90%)
+$400
Counties in this dataset
87
In the current NMC dataset, Minnesota has an estimated effective property-tax rate of 1.00%, resulting in approximately $4,000 in annual property taxes on a $400,000 home.
Confirm with your county auditor/treasurer. Minnesota Department of Revenue publishes property tax fact sheets and contacts.
National Mortgage Center is not a government agency and is not affiliated with any county assessor, tax collector, or state revenue department.
Top live county pages on this site
Estimates are for educational planning only. They are not your official property tax bill, escrow quote, or appraisal. Confirm with your county assessor or tax collector. National Mortgage Center is powered by Stride Bank, N.A., NMLS #466690. Educational content is not a commitment to lend.
How property taxes work in Minnesota
Minnesota property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 1.00% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.
For millage, exemption filings, or an official estimate, use Minnesota Department of Revenue — Property Tax.
Estimate Minnesota taxes in the calculatorMinnesota county property tax comparison
Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Showing the 30 largest counties by owner-occupied households; every county is listed below.
| County | Median home value | Median annual tax | Effective rate |
|---|---|---|---|
| Hennepin County | $392,900 | $4,480 | 1.14% |
| Ramsey County | $326,600 | $3,966 | 1.21% |
| Dakota County | $381,000 | $3,749 | 0.98% |
| Anoka County | $346,500 | $3,271 | 0.94% |
| Washington County | $422,000 | $4,164 | 0.99% |
| St. Louis County | $221,400 | $2,271 | 1.03% |
| Olmsted County | $331,700 | $3,525 | 1.06% |
| Scott County | $419,400 | $4,230 | 1.01% |
| Wright County | $358,900 | $3,523 | 0.98% |
| Stearns County | $273,400 | $2,742 | 1.00% |
| Carver County | $453,600 | $4,501 | 0.99% |
| Sherburne County | $361,400 | $3,560 | 0.99% |
| Crow Wing County | $306,800 | $2,283 | 0.74% |
| Otter Tail County | $273,000 | $2,093 | 0.77% |
| Chisago County | $351,900 | $3,780 | 1.07% |
| Rice County | $320,200 | $3,115 | 0.97% |
| Clay County | $265,500 | $3,013 | 1.13% |
| Blue Earth County | $266,700 | $2,601 | 0.98% |
| Goodhue County | $285,100 | $2,998 | 1.05% |
| Itasca County | $225,200 | $1,945 | 0.86% |
| Winona County | $235,400 | $2,180 | 0.93% |
| Isanti County | $306,200 | $3,081 | 1.01% |
| Douglas County | $321,400 | $2,674 | 0.83% |
| Kandiyohi County | $243,200 | $2,492 | 1.02% |
| Beltrami County | $237,500 | $2,309 | 0.97% |
| Mower County | $185,200 | $1,907 | 1.03% |
| Steele County | $245,400 | $2,964 | 1.21% |
| McLeod County | $246,100 | $2,840 | 1.15% |
| Morrison County | $248,500 | $2,190 | 0.88% |
| Carlton County | $245,100 | $2,862 | 1.17% |
Minnesota county directory
Highest property tax rates in Minnesota
Among counties currently in the NMC dataset for this state.
- 1. Pennington County1.26%
- 2. Ramsey County1.21%
- 3. Steele County1.21%
- 4. Waseca County1.18%
- 5. Carlton County1.17%
Lowest property tax rates in Minnesota
Among counties currently in the NMC dataset for this state.
- 1. Aitkin County0.55%
- 2. Cass County0.56%
- 3. Lake of the Woods County0.66%
- 4. Clearwater County0.67%
- 5. Becker County0.69%
Aitkin County
Estimated effective rate: 0.55%
Anoka County
Estimated effective rate: 0.94%
Becker County
Estimated effective rate: 0.69%
Beltrami County
Estimated effective rate: 0.97%
Benton County
Estimated effective rate: 0.98%
Big Stone County
Estimated effective rate: 0.87%
Blue Earth County
Estimated effective rate: 0.98%
Brown County
Estimated effective rate: 1.03%
Carlton County
Estimated effective rate: 1.17%
Carver County
Estimated effective rate: 0.99%
Cass County
Estimated effective rate: 0.56%
Chippewa County
Estimated effective rate: 1.10%
Chisago County
Estimated effective rate: 1.07%
Clay County
Estimated effective rate: 1.13%
Clearwater County
Estimated effective rate: 0.67%
Cook County
Estimated effective rate: 0.69%
Cottonwood County
Estimated effective rate: 1.05%
Crow Wing County
Estimated effective rate: 0.74%
Dakota County
Estimated effective rate: 0.98%
Dodge County
Estimated effective rate: 1.11%
Douglas County
Estimated effective rate: 0.83%
Faribault County
Estimated effective rate: 0.99%
Fillmore County
Estimated effective rate: 0.94%
Freeborn County
Estimated effective rate: 1.11%
Goodhue County
Estimated effective rate: 1.05%
Grant County
Estimated effective rate: 0.93%
Hennepin County
Estimated effective rate: 1.14%
Houston County
Estimated effective rate: 1.15%
Hubbard County
Estimated effective rate: 0.78%
Isanti County
Estimated effective rate: 1.01%
Itasca County
Estimated effective rate: 0.86%
Jackson County
Estimated effective rate: 0.93%
Kanabec County
Estimated effective rate: 1.13%
Kandiyohi County
Estimated effective rate: 1.02%
Kittson County
Estimated effective rate: 0.92%
Koochiching County
Estimated effective rate: 0.74%
Lac qui Parle County
Estimated effective rate: 0.90%
Lake County
Estimated effective rate: 0.73%
Lake of the Woods County
Estimated effective rate: 0.66%
Le Sueur County
Estimated effective rate: 1.06%
Lincoln County
Estimated effective rate: 0.96%
Lyon County
Estimated effective rate: 1.06%
Mahnomen County
Estimated effective rate: 0.93%
Marshall County
Estimated effective rate: 0.80%
Martin County
Estimated effective rate: 1.02%
McLeod County
Estimated effective rate: 1.15%
Meeker County
Estimated effective rate: 0.90%
Mille Lacs County
Estimated effective rate: 1.04%
Morrison County
Estimated effective rate: 0.88%
Mower County
Estimated effective rate: 1.03%
Murray County
Estimated effective rate: 0.79%
Nicollet County
Estimated effective rate: 1.13%
Nobles County
Estimated effective rate: 0.99%
Norman County
Estimated effective rate: 0.94%
Olmsted County
Estimated effective rate: 1.06%
Otter Tail County
Estimated effective rate: 0.77%
Pennington County
Estimated effective rate: 1.26%
Pine County
Estimated effective rate: 0.86%
Pipestone County
Estimated effective rate: 0.86%
Polk County
Estimated effective rate: 1.01%
Pope County
Estimated effective rate: 0.77%
Ramsey County
Estimated effective rate: 1.21%
Red Lake County
Estimated effective rate: 1.00%
Redwood County
Estimated effective rate: 1.00%
Renville County
Estimated effective rate: 1.04%
Rice County
Estimated effective rate: 0.97%
Rock County
Estimated effective rate: 0.71%
Roseau County
Estimated effective rate: 0.97%
Scott County
Estimated effective rate: 1.01%
Sherburne County
Estimated effective rate: 0.99%
Sibley County
Estimated effective rate: 1.10%
St. Louis County
Estimated effective rate: 1.03%
Stearns County
Estimated effective rate: 1.00%
Steele County
Estimated effective rate: 1.21%
Stevens County
Estimated effective rate: 0.81%
Swift County
Estimated effective rate: 0.86%
Todd County
Estimated effective rate: 0.95%
Traverse County
Estimated effective rate: 0.99%
Wabasha County
Estimated effective rate: 1.05%
Wadena County
Estimated effective rate: 1.04%
Waseca County
Estimated effective rate: 1.18%
Washington County
Estimated effective rate: 0.99%
Watonwan County
Estimated effective rate: 1.05%
Wilkin County
Estimated effective rate: 0.79%
Winona County
Estimated effective rate: 0.93%
Wright County
Estimated effective rate: 0.98%
Yellow Medicine County
Estimated effective rate: 1.04%
Related planning resources for Minnesota
FHA limit context in Minnesota
Most counties in this state follow the standard FHA floor framework.
FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.
View Minnesota FHA loan limitsNeed the national view?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology
Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.
On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).