Minnesota Property Tax
Minnesota Property Tax Calculator (2026)
Estimate Minnesota property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
1.00%
Sample Annual Tax on $425,000 Home
$4,250
FHA State Tier
Standard FHA Tier
Counties Covered
87
FHA Limit Tier Context in Minnesota
State Tier Signal
Most counties in this state follow the standard FHA floor framework.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Minnesota Should Know
- Balance tax assumptions with insurance and financing terms for accurate payment planning.
In the current NMC dataset, Minnesota has an estimated effective property-tax rate of 1.00%, resulting in approximately $4,000 in annual property taxes on a $400,000 home.
Minnesota County and Locality Pages
Highest property tax rates in Minnesota
Among counties currently in the NMC dataset for this state.
- 1. Pennington County1.26%
- 2. Ramsey County1.21%
- 3. Steele County1.21%
- 4. Waseca County1.18%
- 5. Carlton County1.17%
Lowest property tax rates in Minnesota
Among counties currently in the NMC dataset for this state.
- 1. Aitkin County0.55%
- 2. Cass County0.56%
- 3. Lake of the Woods County0.66%
- 4. Clearwater County0.67%
- 5. Becker County0.69%
Aitkin County
Estimated effective rate: 0.55%
Anoka County
Estimated effective rate: 0.94%
Becker County
Estimated effective rate: 0.69%
Beltrami County
Estimated effective rate: 0.97%
Benton County
Estimated effective rate: 0.98%
Big Stone County
Estimated effective rate: 0.87%
Blue Earth County
Estimated effective rate: 0.98%
Brown County
Estimated effective rate: 1.03%
Carlton County
Estimated effective rate: 1.17%
Carver County
Estimated effective rate: 0.99%
Cass County
Estimated effective rate: 0.56%
Chippewa County
Estimated effective rate: 1.10%
Chisago County
Estimated effective rate: 1.07%
Clay County
Estimated effective rate: 1.13%
Clearwater County
Estimated effective rate: 0.67%
Cook County
Estimated effective rate: 0.69%
Cottonwood County
Estimated effective rate: 1.05%
Crow Wing County
Estimated effective rate: 0.74%
Dakota County
Estimated effective rate: 0.98%
Dodge County
Estimated effective rate: 1.11%
Douglas County
Estimated effective rate: 0.83%
Faribault County
Estimated effective rate: 0.99%
Fillmore County
Estimated effective rate: 0.94%
Freeborn County
Estimated effective rate: 1.11%
Goodhue County
Estimated effective rate: 1.05%
Grant County
Estimated effective rate: 0.93%
Hennepin County
Estimated effective rate: 1.14%
Houston County
Estimated effective rate: 1.15%
Hubbard County
Estimated effective rate: 0.78%
Isanti County
Estimated effective rate: 1.01%
Itasca County
Estimated effective rate: 0.86%
Jackson County
Estimated effective rate: 0.93%
Kanabec County
Estimated effective rate: 1.13%
Kandiyohi County
Estimated effective rate: 1.02%
Kittson County
Estimated effective rate: 0.92%
Koochiching County
Estimated effective rate: 0.74%
Lac qui Parle County
Estimated effective rate: 0.90%
Lake County
Estimated effective rate: 0.73%
Lake of the Woods County
Estimated effective rate: 0.66%
Le Sueur County
Estimated effective rate: 1.06%
Lincoln County
Estimated effective rate: 0.96%
Lyon County
Estimated effective rate: 1.06%
Mahnomen County
Estimated effective rate: 0.93%
Marshall County
Estimated effective rate: 0.80%
Martin County
Estimated effective rate: 1.02%
McLeod County
Estimated effective rate: 1.15%
Meeker County
Estimated effective rate: 0.90%
Mille Lacs County
Estimated effective rate: 1.04%
Morrison County
Estimated effective rate: 0.88%
Mower County
Estimated effective rate: 1.03%
Murray County
Estimated effective rate: 0.79%
Nicollet County
Estimated effective rate: 1.13%
Nobles County
Estimated effective rate: 0.99%
Norman County
Estimated effective rate: 0.94%
Olmsted County
Estimated effective rate: 1.06%
Otter Tail County
Estimated effective rate: 0.77%
Pennington County
Estimated effective rate: 1.26%
Pine County
Estimated effective rate: 0.86%
Pipestone County
Estimated effective rate: 0.86%
Polk County
Estimated effective rate: 1.01%
Pope County
Estimated effective rate: 0.77%
Ramsey County
Estimated effective rate: 1.21%
Red Lake County
Estimated effective rate: 1.00%
Redwood County
Estimated effective rate: 1.00%
Renville County
Estimated effective rate: 1.04%
Rice County
Estimated effective rate: 0.97%
Rock County
Estimated effective rate: 0.71%
Roseau County
Estimated effective rate: 0.97%
Scott County
Estimated effective rate: 1.01%
Sherburne County
Estimated effective rate: 0.99%
Sibley County
Estimated effective rate: 1.10%
St. Louis County
Estimated effective rate: 1.03%
Stearns County
Estimated effective rate: 1.00%
Steele County
Estimated effective rate: 1.21%
Stevens County
Estimated effective rate: 0.81%
Swift County
Estimated effective rate: 0.86%
Todd County
Estimated effective rate: 0.95%
Traverse County
Estimated effective rate: 0.99%
Wabasha County
Estimated effective rate: 1.05%
Wadena County
Estimated effective rate: 1.04%
Waseca County
Estimated effective rate: 1.18%
Washington County
Estimated effective rate: 0.99%
Watonwan County
Estimated effective rate: 1.05%
Wilkin County
Estimated effective rate: 0.79%
Winona County
Estimated effective rate: 0.93%
Wright County
Estimated effective rate: 0.98%
Yellow Medicine County
Estimated effective rate: 1.04%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.