Howard County Property Tax Calculator
Locality estimate page for Howard County, Maryland. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.
County/Locality Effective Rate
1.17%
State Effective Rate
0.92%
Sample Annual Tax Difference
$1,063
Median Home Value (ACS)
$597,900
Median Annual Tax Bill (ACS)
$6,987
Owner-Occupied Households
86,533
The typical owner-occupied home in Howard County is valued at $597,900 with a median real estate tax bill of $6,987 per year — an effective rate of 1.17%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.
State Mortgage Context: Maryland
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
State Effective Tax Rate
0.92%
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
In Howard County, Maryland, the current county-level estimate is 1.17%, or approximately $4,680 annually on a $400,000 home.
How to Use This County Estimate
Step 1
Enter your property value and assessment assumptions.
Step 2
Apply exemptions that may reduce taxable value.
Step 3
Compare county/locality estimate against statewide fallback.
Howard County Property Tax Snapshot
Estimated effective rate: 1.17% · vs Maryland: 0.92% · vs national benchmark: 0.90%
| Home value | Estimated annual tax | Estimated monthly tax |
|---|---|---|
| $250,000 | $2,925 | $244 |
| $400,000 | $4,680 | $390 |
| $500,000 | $5,850 | $488 |
| $750,000 | $8,775 | $731 |
| $1,000,000 | $11,700 | $975 |
Compare Nearby Property Taxes
- Howard County1.17%
- Prince George's County1.12%
- Baltimore County1.07%
- Charles County1.01%
- Frederick County0.99%
- Carroll County0.91%
- Cecil County0.89%
Source Transparency
Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)
View sourceLast updated: August 2026
Estimates only. Confirm parcel-specific amounts with the official local taxing authority.
Need Statewide Context?
Visit Maryland mortgage snapshot or return to the national calculator hub.