Maryland Property Tax
Maryland property tax estimates (2026)
Maryland property taxes vary widely by county — from Baltimore County to Anne Arundel and beyond. Start with a ZIP or county estimate for 2026 planning, then check homestead credits and local rates with your county.
Start with the national ZIP-first property tax calculator for a quick estimate, then refine with county data below. National Mortgage Center is not affiliated with any government agency.
Estimated effective state rate
0.92%
Sample tax on a $400,000 home
$3,680
Vs U.S. benchmark (0.90%)
+$80
Counties in this dataset
24
In the current NMC dataset, Maryland has an estimated effective property-tax rate of 0.92%, resulting in approximately $3,680 in annual property taxes on a $400,000 home.
Official amounts: Maryland Department of Assessments and Taxation (SDAT) and your county finance/treasury office.
National Mortgage Center is not a government agency and is not affiliated with any county assessor, tax collector, or state revenue department.
Top live county pages on this site
Estimates are for educational planning only. They are not your official property tax bill, escrow quote, or appraisal. Confirm with your county assessor or tax collector. National Mortgage Center is powered by Stride Bank, N.A., NMLS #466690. Educational content is not a commitment to lend.
How property taxes work in Maryland
Maryland property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 0.92% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.
For millage, exemption filings, or an official estimate, use Maryland Department of Assessments and Taxation.
Estimate Maryland taxes in the calculatorMaryland county property tax comparison
Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Use a row to open the county page or calculator estimate.
| County | Median home value | Median annual tax | Effective rate |
|---|---|---|---|
| Montgomery County | $640,300 | $5,539 | 0.87% |
| Baltimore County | $349,300 | $3,736 | 1.07% |
| Prince George's County | $426,000 | $4,771 | 1.12% |
| Anne Arundel County | $467,900 | $3,957 | 0.85% |
| Baltimore city | $229,600 | $3,354 | 1.46% |
| Howard County | $597,900 | $6,987 | 1.17% |
| Harford County | $386,400 | $3,448 | 0.89% |
| Frederick County | $464,600 | $4,584 | 0.99% |
| Carroll County | $434,000 | $3,934 | 0.91% |
| Charles County | $428,500 | $4,339 | 1.01% |
| Washington County | $296,100 | $2,481 | 0.84% |
| St. Mary's County | $407,600 | $3,424 | 0.84% |
| Cecil County | $343,400 | $3,068 | 0.89% |
| Calvert County | $460,200 | $3,885 | 0.84% |
| Wicomico County | $254,700 | $2,171 | 0.85% |
| Allegany County | $154,900 | $1,636 | 1.06% |
| Worcester County | $374,700 | $2,738 | 0.73% |
| Queen Anne's County | $462,700 | $3,623 | 0.78% |
| Talbot County | $409,700 | $2,647 | 0.65% |
| Garrett County | $235,300 | $1,836 | 0.78% |
| Caroline County | $290,100 | $2,619 | 0.90% |
| Dorchester County | $262,400 | $2,456 | 0.94% |
| Kent County | $330,900 | $3,025 | 0.91% |
| Somerset County | $173,200 | $1,591 | 0.92% |
Maryland county directory
Highest property tax rates in Maryland
Among counties currently in the NMC dataset for this state.
- 1. Baltimore city1.46%
- 2. Howard County1.17%
- 3. Prince George's County1.12%
- 4. Baltimore County1.07%
- 5. Allegany County1.06%
Lowest property tax rates in Maryland
Among counties currently in the NMC dataset for this state.
- 1. Talbot County0.65%
- 2. Worcester County0.73%
- 3. Garrett County0.78%
- 4. Queen Anne's County0.78%
- 5. Calvert County0.84%
Allegany County
Estimated effective rate: 1.06%
Anne Arundel County
Estimated effective rate: 0.85%
Baltimore city
Estimated effective rate: 1.46%
Baltimore County
Estimated effective rate: 1.07%
Calvert County
Estimated effective rate: 0.84%
Caroline County
Estimated effective rate: 0.90%
Carroll County
Estimated effective rate: 0.91%
Cecil County
Estimated effective rate: 0.89%
Charles County
Estimated effective rate: 1.01%
Dorchester County
Estimated effective rate: 0.94%
Frederick County
Estimated effective rate: 0.99%
Garrett County
Estimated effective rate: 0.78%
Harford County
Estimated effective rate: 0.89%
Howard County
Estimated effective rate: 1.17%
Kent County
Estimated effective rate: 0.91%
Montgomery County
Estimated effective rate: 0.87%
Prince George's County
Estimated effective rate: 1.12%
Queen Anne's County
Estimated effective rate: 0.78%
Somerset County
Estimated effective rate: 0.92%
St. Mary's County
Estimated effective rate: 0.84%
Talbot County
Estimated effective rate: 0.65%
Washington County
Estimated effective rate: 0.84%
Wicomico County
Estimated effective rate: 0.85%
Worcester County
Estimated effective rate: 0.73%
Related planning resources for Maryland
FHA limit context in Maryland
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.
View Maryland FHA loan limitsNeed the national view?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology
Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.
On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).