Lauderdale County, Alabama property tax estimate (2026)
Lauderdale County (Florence area) property tax estimates help with rural and small-metro ownership math. Start with a 2026 planning estimate, then confirm millage and exemptions with the county revenue office.
Compare with the national ZIP-first calculator or the Alabama property tax estimates.
County/Locality Effective Rate
0.38%
State Effective Rate
0.37%
Sample Annual Tax Difference
$43
Median Home Value (ACS)
$200,300
Median Annual Tax Bill (ACS)
$757
Owner-Occupied Households
27,047
The typical owner-occupied home in Lauderdale County is valued at $200,300 with a median real estate tax bill of $757 per year — an effective rate of 0.38%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.
State Mortgage Context: Alabama
Most counties in this state follow the standard FHA floor framework.
State Effective Tax Rate
0.37%
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
In Lauderdale County, Alabama, the current county-level estimate is 0.38%, or approximately $1,520 annually on a $400,000 home.
How to Use This County Estimate
Step 1
Enter your property value and assessment assumptions.
Step 2
Apply exemptions that may reduce taxable value.
Step 3
Compare county/locality estimate against statewide fallback.
Lauderdale County Property Tax Snapshot
Estimated effective rate: 0.38% · vs Alabama: 0.37% · vs national benchmark: 0.90%
| Home value | Estimated annual tax | Estimated monthly tax |
|---|---|---|
| $250,000 | $950 | $79 |
| $400,000 | $1,520 | $127 |
| $500,000 | $1,900 | $158 |
| $750,000 | $2,850 | $238 |
| $1,000,000 | $3,800 | $317 |
Compare Nearby Property Taxes
- Lauderdale County0.38%
- Etowah County0.39%
- Madison County0.40%
- Marshall County0.36%
- Montgomery County0.41%
- Calhoun County0.42%
- Morgan County0.34%
Source Transparency
Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)
View sourceLast updated: August 2026
Estimates only. Confirm parcel-specific amounts with the official local taxing authority.
Need Statewide Context?
Visit Alabama mortgage snapshot or return to the national calculator hub.
Estimates are for educational planning only. They are not your official property tax bill, escrow quote, or appraisal. Confirm with your county assessor or tax collector. National Mortgage Center is powered by Stride Bank, N.A., NMLS #466690. Educational content is not a commitment to lend.