Alabama Property Tax
Alabama Property Tax Calculator (2026)
Estimate Alabama property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.37%
Sample Annual Tax on $425,000 Home
$1,573
FHA State Tier
Standard FHA Tier
Counties Covered
67
FHA Limit Tier Context in Alabama
State Tier Signal
Most counties in this state follow the standard FHA floor framework.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Alabama Should Know
- Lower effective property taxes can support payment flexibility in some scenarios.
In the current NMC dataset, Alabama has an estimated effective property-tax rate of 0.37%, resulting in approximately $1,480 in annual property taxes on a $400,000 home.
Alabama County and Locality Pages
Highest property tax rates in Alabama
Among counties currently in the NMC dataset for this state.
- 1. Jefferson County0.59%
- 2. Greene County0.55%
- 3. Macon County0.50%
- 4. Lee County0.48%
- 5. Mobile County0.47%
Lowest property tax rates in Alabama
Among counties currently in the NMC dataset for this state.
- 1. Choctaw County0.17%
- 2. Bibb County0.20%
- 3. Clay County0.21%
- 4. Washington County0.23%
- 5. Lamar County0.24%
Autauga County
Estimated effective rate: 0.30%
Baldwin County
Estimated effective rate: 0.30%
Barbour County
Estimated effective rate: 0.41%
Bibb County
Estimated effective rate: 0.20%
Blount County
Estimated effective rate: 0.30%
Bullock County
Estimated effective rate: 0.41%
Butler County
Estimated effective rate: 0.36%
Calhoun County
Estimated effective rate: 0.42%
Chambers County
Estimated effective rate: 0.39%
Cherokee County
Estimated effective rate: 0.38%
Chilton County
Estimated effective rate: 0.33%
Choctaw County
Estimated effective rate: 0.17%
Clarke County
Estimated effective rate: 0.33%
Clay County
Estimated effective rate: 0.21%
Cleburne County
Estimated effective rate: 0.29%
Coffee County
Estimated effective rate: 0.36%
Colbert County
Estimated effective rate: 0.40%
Conecuh County
Estimated effective rate: 0.31%
Coosa County
Estimated effective rate: 0.27%
Covington County
Estimated effective rate: 0.26%
Crenshaw County
Estimated effective rate: 0.32%
Cullman County
Estimated effective rate: 0.26%
Dale County
Estimated effective rate: 0.32%
Dallas County
Estimated effective rate: 0.41%
DeKalb County
Estimated effective rate: 0.32%
Elmore County
Estimated effective rate: 0.27%
Escambia County
Estimated effective rate: 0.39%
Etowah County
Estimated effective rate: 0.39%
Fayette County
Estimated effective rate: 0.28%
Franklin County
Estimated effective rate: 0.32%
Geneva County
Estimated effective rate: 0.34%
Greene County
Estimated effective rate: 0.55%
Hale County
Estimated effective rate: 0.32%
Henry County
Estimated effective rate: 0.34%
Houston County
Estimated effective rate: 0.31%
Jackson County
Estimated effective rate: 0.30%
Jefferson County
Estimated effective rate: 0.59%
Lamar County
Estimated effective rate: 0.24%
Lauderdale County
Estimated effective rate: 0.38%
Lawrence County
Estimated effective rate: 0.29%
Lee County
Estimated effective rate: 0.48%
Limestone County
Estimated effective rate: 0.32%
Lowndes County
Estimated effective rate: 0.39%
Macon County
Estimated effective rate: 0.50%
Madison County
Estimated effective rate: 0.40%
Marengo County
Estimated effective rate: 0.38%
Marion County
Estimated effective rate: 0.28%
Marshall County
Estimated effective rate: 0.36%
Mobile County
Estimated effective rate: 0.47%
Monroe County
Estimated effective rate: 0.32%
Montgomery County
Estimated effective rate: 0.41%
Morgan County
Estimated effective rate: 0.34%
Perry County
Estimated effective rate: 0.33%
Pickens County
Estimated effective rate: 0.29%
Pike County
Estimated effective rate: 0.27%
Randolph County
Estimated effective rate: 0.25%
Russell County
Estimated effective rate: 0.38%
Shelby County
Estimated effective rate: 0.44%
St. Clair County
Estimated effective rate: 0.32%
Sumter County
Estimated effective rate: 0.43%
Talladega County
Estimated effective rate: 0.36%
Tallapoosa County
Estimated effective rate: 0.30%
Tuscaloosa County
Estimated effective rate: 0.32%
Walker County
Estimated effective rate: 0.26%
Washington County
Estimated effective rate: 0.23%
Wilcox County
Estimated effective rate: 0.32%
Winston County
Estimated effective rate: 0.32%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.