Alabama Property Tax
Alabama property tax estimates (2026)
Alabama property tax rates and millage vary by county (including Lauderdale and neighbors), so statewide averages can mislead a local purchase. Estimate for 2026 planning, then verify exemptions and assessed value with your county.
Start with the national ZIP-first property tax calculator for a quick estimate, then refine with county data below. National Mortgage Center is not affiliated with any government agency.
Estimated effective state rate
0.37%
Sample tax on a $400,000 home
$1,480
Vs U.S. benchmark (0.90%)
−$2,120
Counties in this dataset
67
In the current NMC dataset, Alabama has an estimated effective property-tax rate of 0.37%, resulting in approximately $1,480 in annual property taxes on a $400,000 home.
Official bills: your county revenue commissioner / tax assessor. Alabama Department of Revenue provides statewide property tax information.
National Mortgage Center is not a government agency and is not affiliated with any county assessor, tax collector, or state revenue department.
Top live county pages on this site
Estimates are for educational planning only. They are not your official property tax bill, escrow quote, or appraisal. Confirm with your county assessor or tax collector. National Mortgage Center is powered by Stride Bank, N.A., NMLS #466690. Educational content is not a commitment to lend.
How property taxes work in Alabama
Alabama property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 0.37% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.
For millage, exemption filings, or an official estimate, use Alabama Department of Revenue — Property Tax.
Estimate Alabama taxes in the calculatorAlabama county property tax comparison
Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Showing the 30 largest counties by owner-occupied households; every county is listed below.
| County | Median home value | Median annual tax | Effective rate |
|---|---|---|---|
| Jefferson County | $240,000 | $1,409 | 0.59% |
| Madison County | $299,200 | $1,185 | 0.40% |
| Mobile County | $190,700 | $888 | 0.47% |
| Baldwin County | $316,900 | $960 | 0.30% |
| Shelby County | $326,100 | $1,423 | 0.44% |
| Tuscaloosa County | $248,700 | $795 | 0.32% |
| Montgomery County | $171,900 | $702 | 0.41% |
| Lee County | $262,200 | $1,252 | 0.48% |
| Morgan County | $212,000 | $718 | 0.34% |
| Limestone County | $281,000 | $900 | 0.32% |
| Calhoun County | $156,600 | $653 | 0.42% |
| Etowah County | $167,100 | $645 | 0.39% |
| St. Clair County | $226,300 | $724 | 0.32% |
| Marshall County | $201,500 | $733 | 0.36% |
| Houston County | $183,300 | $562 | 0.31% |
| Cullman County | $199,100 | $516 | 0.26% |
| Lauderdale County | $200,300 | $757 | 0.38% |
| Elmore County | $223,900 | $610 | 0.27% |
| Talladega County | $149,200 | $544 | 0.36% |
| DeKalb County | $152,700 | $496 | 0.32% |
| Walker County | $135,900 | $356 | 0.26% |
| Blount County | $175,200 | $523 | 0.30% |
| Autauga County | $207,200 | $627 | 0.30% |
| Colbert County | $171,000 | $678 | 0.40% |
| Jackson County | $159,500 | $480 | 0.30% |
| Coffee County | $188,600 | $677 | 0.36% |
| Russell County | $165,700 | $629 | 0.38% |
| Chilton County | $161,300 | $537 | 0.33% |
| Tallapoosa County | $158,500 | $481 | 0.30% |
| Dale County | $143,500 | $457 | 0.32% |
Alabama county directory
Highest property tax rates in Alabama
Among counties currently in the NMC dataset for this state.
- 1. Jefferson County0.59%
- 2. Greene County0.55%
- 3. Macon County0.50%
- 4. Lee County0.48%
- 5. Mobile County0.47%
Lowest property tax rates in Alabama
Among counties currently in the NMC dataset for this state.
- 1. Choctaw County0.17%
- 2. Bibb County0.20%
- 3. Clay County0.21%
- 4. Washington County0.23%
- 5. Lamar County0.24%
Autauga County
Estimated effective rate: 0.30%
Baldwin County
Estimated effective rate: 0.30%
Barbour County
Estimated effective rate: 0.41%
Bibb County
Estimated effective rate: 0.20%
Blount County
Estimated effective rate: 0.30%
Bullock County
Estimated effective rate: 0.41%
Butler County
Estimated effective rate: 0.36%
Calhoun County
Estimated effective rate: 0.42%
Chambers County
Estimated effective rate: 0.39%
Cherokee County
Estimated effective rate: 0.38%
Chilton County
Estimated effective rate: 0.33%
Choctaw County
Estimated effective rate: 0.17%
Clarke County
Estimated effective rate: 0.33%
Clay County
Estimated effective rate: 0.21%
Cleburne County
Estimated effective rate: 0.29%
Coffee County
Estimated effective rate: 0.36%
Colbert County
Estimated effective rate: 0.40%
Conecuh County
Estimated effective rate: 0.31%
Coosa County
Estimated effective rate: 0.27%
Covington County
Estimated effective rate: 0.26%
Crenshaw County
Estimated effective rate: 0.32%
Cullman County
Estimated effective rate: 0.26%
Dale County
Estimated effective rate: 0.32%
Dallas County
Estimated effective rate: 0.41%
DeKalb County
Estimated effective rate: 0.32%
Elmore County
Estimated effective rate: 0.27%
Escambia County
Estimated effective rate: 0.39%
Etowah County
Estimated effective rate: 0.39%
Fayette County
Estimated effective rate: 0.28%
Franklin County
Estimated effective rate: 0.32%
Geneva County
Estimated effective rate: 0.34%
Greene County
Estimated effective rate: 0.55%
Hale County
Estimated effective rate: 0.32%
Henry County
Estimated effective rate: 0.34%
Houston County
Estimated effective rate: 0.31%
Jackson County
Estimated effective rate: 0.30%
Jefferson County
Estimated effective rate: 0.59%
Lamar County
Estimated effective rate: 0.24%
Lauderdale County
Estimated effective rate: 0.38%
Lawrence County
Estimated effective rate: 0.29%
Lee County
Estimated effective rate: 0.48%
Limestone County
Estimated effective rate: 0.32%
Lowndes County
Estimated effective rate: 0.39%
Macon County
Estimated effective rate: 0.50%
Madison County
Estimated effective rate: 0.40%
Marengo County
Estimated effective rate: 0.38%
Marion County
Estimated effective rate: 0.28%
Marshall County
Estimated effective rate: 0.36%
Mobile County
Estimated effective rate: 0.47%
Monroe County
Estimated effective rate: 0.32%
Montgomery County
Estimated effective rate: 0.41%
Morgan County
Estimated effective rate: 0.34%
Perry County
Estimated effective rate: 0.33%
Pickens County
Estimated effective rate: 0.29%
Pike County
Estimated effective rate: 0.27%
Randolph County
Estimated effective rate: 0.25%
Russell County
Estimated effective rate: 0.38%
Shelby County
Estimated effective rate: 0.44%
St. Clair County
Estimated effective rate: 0.32%
Sumter County
Estimated effective rate: 0.43%
Talladega County
Estimated effective rate: 0.36%
Tallapoosa County
Estimated effective rate: 0.30%
Tuscaloosa County
Estimated effective rate: 0.32%
Walker County
Estimated effective rate: 0.26%
Washington County
Estimated effective rate: 0.23%
Wilcox County
Estimated effective rate: 0.32%
Winston County
Estimated effective rate: 0.32%
Related planning resources for Alabama
FHA limit context in Alabama
Most counties in this state follow the standard FHA floor framework.
FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.
View Alabama FHA loan limitsNeed the national view?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology
Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.
On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).