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Preparation profile

Keep the important pieces of your home plan in one place

Goal, timeline, target area, home fund, and a document checklist. This is preparation — not an application.

Last reviewed September 2026 · Equal Housing Lender · NMLS #466690

This Mortgage Passport is a preparation profile. It is not a mortgage application, credit pull, approval, pre-qualification, or commitment to lend. Checking documents here does not upload files.

Passport status

Not Started

0 of 9 preparation areas have something entered. 0 documents marked ready. This is not an approval.

Goal

What are you trying to accomplish?

Timeline

When are you hoping to act?

Target area

Property goal

Property typeOptional
How you would use itOptional

Home fund

Open Paycheck-to-Home

Employment / income preparation

This is preparation, not underwriting. Income range is optional.

Employment categoryOptional
Income rangeOptional

Only if you choose to share it. Not used for a credit decision.

Credit preparation

Self-reported credit rangeOptional

Optional. National Mortgage Center does not pull a credit report from this page.

Potential eligibility

Veteran or service-member pathOptional

This does not establish VA eligibility. It only notes that a VA scenario may be worth exploring.

Document preparation checklist

Mark what you already have. Nothing is uploaded. Additional items may still be requested later.

0 of 9 marked ready

  • Identification

  • Income documentation

  • Asset statements

  • Current housing information

  • Property information

  • Other documentation

Save this passport

Save your numbers, properties, goals and next steps so you can continue later. This is not a request for a loan officer to call you.

Talk with a mortgage specialist

Optional. This passport is a checklist so you do not have to start from scratch. It does not submit a loan application, and talking with a specialist is not an approval.

Talk with a specialist
Mortgage Readiness SnapshotProperty IntelligenceBuyer’s checklist

Your 3 Moves

  1. Move 1

    Choose what you are trying to accomplish

    You have not selected a homeownership goal yet. A goal helps the next steps stay relevant.

    Start Mortgage Match

  2. Move 2

    Establish a home-fund target

    A home fund usually includes more than a down payment — closing costs, prepaids, and a reserve preference can all matter.

    Open Paycheck-to-Home

  3. Move 3

    Explore likely property taxes in a target area

    Property taxes and insurance can materially change estimated monthly cost. You have not entered a target location yet.

    Explore Property Intelligence

How the Mortgage Passport works

This Mortgage Passport is a preparation profile. It is not a mortgage application, credit pull, approval, pre-qualification, or commitment to lend. Checking documents here does not upload files.

Status labels are Not Started, Preparing, Making Progress, and Ready to Discuss. They describe how complete the profile is on this device. They are not credit decisions.

Overlapping numbers (goal, timeline, location, savings) can save into My Home Plan. Optional credit range, income range, and veteran answers stay on this passport and are not sent as underwriting data.

This content is for education. It is not legal, tax, or financial advice and is not a commitment to lend.

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Mortgage Passport questions

Is the Mortgage Passport a loan application?
No. It is a preparation profile that keeps goals, timeline, home-fund numbers, and a document checklist in one place. It is not an application, credit pull, approval, or pre-qualification.
Do I upload documents here?
No. You only mark which items you already have. Nothing is uploaded on this page.
What does Ready to Discuss mean?
It means you have entered enough preparation details that talking with a licensed mortgage professional could be useful. It does not mean you are approved, qualified, or guaranteed terms.
Do I need an account?
No. You can save this passport on this device. Email is optional and is not a request for a loan officer to call you.
Does checking veteran or service-member status establish VA eligibility?
No. It only notes that a VA scenario may be worth exploring. Eligibility is not verified here.