Missouri FHA Loan Limits
2026 FHA Loan Limits in Missouri
Compare Missouri FHA loan limit tiers for 1-unit through 4-unit properties, understand local buying-power implications, and open the main FHA lookup prefiltered for Missouri.
State Tier
Standard FHA floor context
1-Unit Standard Floor
$541,287
1-Unit High-Cost Ceiling
$1,249,125
Special Exception Max
$1,873,687
Missouri FHA Limit Tier Context
Most counties in this state generally follow the standard FHA floor framework, though final county details should always be confirmed with HUD.
Most counties in this state follow the standard FHA floor framework.
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Last reviewed: June 18, 2026.
2026 FHA Limits for Missouri Planning
The table below shows the 2026 FHA floor, high-cost ceiling, special exception maximum, and the state tier most relevant to Missouri. Exact county limits may fall between floor and ceiling in mixed-cost states.
| Property Type | Standard Floor | High-Cost Ceiling | Special Exception | Missouri Planning Tier |
|---|---|---|---|---|
| 1-Unit | $541,287 | $1,249,125 | $1,873,687 | $541,287 |
| 2-Unit | $693,050 | $1,599,375 | $2,399,050 | $693,050 |
| 3-Unit | $837,700 | $1,933,200 | $2,899,800 | $837,700 |
| 4-Unit | $1,041,125 | $2,402,625 | $3,603,925 | $1,041,125 |
What Missouri FHA Buyers Should Know
Balance tax assumptions with insurance and financing terms for accurate payment planning.