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Whatcom County Property Tax Calculator

Locality estimate page for Whatcom County, Washington. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.

County/Locality Effective Rate

0.70%

State Effective Rate

0.75%

Sample Annual Tax Difference

-$213

Median Home Value (ACS)

$585,800

Median Annual Tax Bill (ACS)

$4,087

Owner-Occupied Households

59,904

The typical owner-occupied home in Whatcom County is valued at $585,800 with a median real estate tax bill of $4,087 per year — an effective rate of 0.70%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.

State Mortgage Context: Washington

Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.

State Effective Tax Rate

0.75%

FHA 1-Unit Floor

$541,287

FHA 1-Unit Ceiling

$1,249,125

In Whatcom County, Washington, the current county-level estimate is 0.70%, or approximately $2,800 annually on a $400,000 home.

How to Use This County Estimate

Step 1

Enter your property value and assessment assumptions.

Step 2

Apply exemptions that may reduce taxable value.

Step 3

Compare county/locality estimate against statewide fallback.

Whatcom County Property Tax Snapshot

Estimated effective rate: 0.70% · vs Washington: 0.75% · vs national benchmark: 0.90%

Home valueEstimated annual taxEstimated monthly tax
$250,000$1,750$146
$400,000$2,800$233
$500,000$3,500$292
$750,000$5,250$438
$1,000,000$7,000$583

Compare Nearby Property Taxes

Source Transparency

Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)

View source

Last updated: August 2026

Estimates only. Confirm parcel-specific amounts with the official local taxing authority.

Need Statewide Context?

Visit Washington mortgage snapshot or return to the national calculator hub.