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South Dakota Property Tax

South Dakota Property Tax Calculator

Estimate South Dakota property taxes, compare county effective rates, and see how taxes show up in a monthly mortgage payment. 2026 planning data — not an official tax bill.

Estimated effective state rate

1.00%

Sample tax on a $400,000 home

$4,000

Vs U.S. benchmark (0.90%)

+$400

Counties in this dataset

59

In the current NMC dataset, South Dakota has an estimated effective property-tax rate of 1.00%, resulting in approximately $4,000 in annual property taxes on a $400,000 home.

How property taxes work in South Dakota

South Dakota property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 1.00% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.

For millage, exemption filings, or an official estimate, use South Dakota Department of Revenue.

Estimate South Dakota taxes in the calculator

South Dakota county property tax comparison

Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Showing the 30 largest counties by owner-occupied households; every county is listed below.

CountyMedian home valueMedian annual taxEffective rate
Minnehaha County$287,600$3,2811.14%
Pennington County$302,200$3,2651.08%
Lincoln County$348,300$3,9901.15%
Brown County$221,100$2,5981.18%
Codington County$237,700$2,3080.97%
Meade County$310,900$3,1291.01%
Brookings County$264,600$2,9811.13%
Lawrence County$346,500$2,7440.79%
Yankton County$225,900$2,3881.06%
Beadle County$175,100$1,9001.09%
Davison County$205,800$2,5261.23%
Union County$301,100$3,3171.10%
Hughes County$242,000$2,6591.10%
Custer County$372,100$2,8790.77%
Lake County$247,600$2,5461.03%
Butte County$244,600$2,2650.93%
Clay County$232,300$2,9371.26%
Turner County$222,900$2,1810.98%
Fall River County$193,200$1,9401.00%
Roberts County$154,500$1,4920.97%
Grant County$171,000$1,5570.91%
Hutchinson County$163,000$1,8671.15%
Charles Mix County$170,600$1,8781.10%
Bon Homme County$134,100$1,7071.27%
Moody County$226,500$2,5001.10%
Walworth County$136,600$1,7921.31%
Spink County$123,300$1,5841.28%
Hamlin County$208,600$2,3131.11%
Day County$173,600$1,6930.98%
McCook County$230,100$2,4441.06%

South Dakota county directory

Highest property tax rates in South Dakota

Among counties currently in the NMC dataset for this state.

  1. 1. Todd County1.81%
  2. 2. McPherson County1.55%
  3. 3. Dewey County1.51%
  4. 4. Corson County1.45%
  5. 5. Potter County1.42%

Lowest property tax rates in South Dakota

Among counties currently in the NMC dataset for this state.

  1. 1. Oglala Lakota County0.38%
  2. 2. Faulk County0.62%
  3. 3. Jackson County0.65%
  4. 4. Custer County0.77%
  5. 5. Lawrence County0.79%

Aurora County

Estimated effective rate: 1.04%

Beadle County

Estimated effective rate: 1.09%

Bennett County

Estimated effective rate: 0.98%

Bon Homme County

Estimated effective rate: 1.27%

Brookings County

Estimated effective rate: 1.13%

Brown County

Estimated effective rate: 1.18%

Brule County

Estimated effective rate: 0.96%

Butte County

Estimated effective rate: 0.93%

Campbell County

Estimated effective rate: 1.18%

Charles Mix County

Estimated effective rate: 1.10%

Clark County

Estimated effective rate: 0.88%

Clay County

Estimated effective rate: 1.26%

Codington County

Estimated effective rate: 0.97%

Corson County

Estimated effective rate: 1.45%

Custer County

Estimated effective rate: 0.77%

Davison County

Estimated effective rate: 1.23%

Day County

Estimated effective rate: 0.98%

Deuel County

Estimated effective rate: 0.82%

Dewey County

Estimated effective rate: 1.51%

Douglas County

Estimated effective rate: 0.99%

Edmunds County

Estimated effective rate: 0.80%

Fall River County

Estimated effective rate: 1.00%

Faulk County

Estimated effective rate: 0.62%

Grant County

Estimated effective rate: 0.91%

Gregory County

Estimated effective rate: 1.02%

Haakon County

Estimated effective rate: 0.91%

Hamlin County

Estimated effective rate: 1.11%

Hand County

Estimated effective rate: 0.89%

Hanson County

Estimated effective rate: 1.04%

Hughes County

Estimated effective rate: 1.10%

Hutchinson County

Estimated effective rate: 1.15%

Jackson County

Estimated effective rate: 0.65%

Jerauld County

Estimated effective rate: 0.84%

Kingsbury County

Estimated effective rate: 1.01%

Lake County

Estimated effective rate: 1.03%

Lawrence County

Estimated effective rate: 0.79%

Lincoln County

Estimated effective rate: 1.15%

Lyman County

Estimated effective rate: 0.91%

Marshall County

Estimated effective rate: 0.87%

McCook County

Estimated effective rate: 1.06%

McPherson County

Estimated effective rate: 1.55%

Meade County

Estimated effective rate: 1.01%

Miner County

Estimated effective rate: 0.92%

Minnehaha County

Estimated effective rate: 1.14%

Moody County

Estimated effective rate: 1.10%

Oglala Lakota County

Estimated effective rate: 0.38%

Pennington County

Estimated effective rate: 1.08%

Perkins County

Estimated effective rate: 1.29%

Potter County

Estimated effective rate: 1.42%

Roberts County

Estimated effective rate: 0.97%

Sanborn County

Estimated effective rate: 1.17%

Spink County

Estimated effective rate: 1.28%

Stanley County

Estimated effective rate: 1.32%

Todd County

Estimated effective rate: 1.81%

Tripp County

Estimated effective rate: 0.95%

Turner County

Estimated effective rate: 0.98%

Union County

Estimated effective rate: 1.10%

Walworth County

Estimated effective rate: 1.31%

Yankton County

Estimated effective rate: 1.06%

Related planning resources for South Dakota

FHA limit context in South Dakota

Most counties in this state follow the standard FHA floor framework.

FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.

View South Dakota FHA loan limits

Need the national view?

Return to the national Property Tax Calculator to compare across states and scenarios.

Methodology

Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.

On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).