South Dakota Property Tax
South Dakota Property Tax Calculator (2026)
Estimate South Dakota property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
1.00%
Sample Annual Tax on $425,000 Home
$4,250
FHA State Tier
Standard FHA Tier
Counties Covered
59
FHA Limit Tier Context in South Dakota
State Tier Signal
Most counties in this state follow the standard FHA floor framework.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in South Dakota Should Know
- Balance tax assumptions with insurance and financing terms for accurate payment planning.
In the current NMC dataset, South Dakota has an estimated effective property-tax rate of 1.00%, resulting in approximately $4,000 in annual property taxes on a $400,000 home.
South Dakota County and Locality Pages
Highest property tax rates in South Dakota
Among counties currently in the NMC dataset for this state.
- 1. Todd County1.81%
- 2. McPherson County1.55%
- 3. Dewey County1.51%
- 4. Corson County1.45%
- 5. Potter County1.42%
Lowest property tax rates in South Dakota
Among counties currently in the NMC dataset for this state.
- 1. Oglala Lakota County0.38%
- 2. Faulk County0.62%
- 3. Jackson County0.65%
- 4. Custer County0.77%
- 5. Lawrence County0.79%
Aurora County
Estimated effective rate: 1.04%
Beadle County
Estimated effective rate: 1.09%
Bennett County
Estimated effective rate: 0.98%
Bon Homme County
Estimated effective rate: 1.27%
Brookings County
Estimated effective rate: 1.13%
Brown County
Estimated effective rate: 1.18%
Brule County
Estimated effective rate: 0.96%
Butte County
Estimated effective rate: 0.93%
Campbell County
Estimated effective rate: 1.18%
Charles Mix County
Estimated effective rate: 1.10%
Clark County
Estimated effective rate: 0.88%
Clay County
Estimated effective rate: 1.26%
Codington County
Estimated effective rate: 0.97%
Corson County
Estimated effective rate: 1.45%
Custer County
Estimated effective rate: 0.77%
Davison County
Estimated effective rate: 1.23%
Day County
Estimated effective rate: 0.98%
Deuel County
Estimated effective rate: 0.82%
Dewey County
Estimated effective rate: 1.51%
Douglas County
Estimated effective rate: 0.99%
Edmunds County
Estimated effective rate: 0.80%
Fall River County
Estimated effective rate: 1.00%
Faulk County
Estimated effective rate: 0.62%
Grant County
Estimated effective rate: 0.91%
Gregory County
Estimated effective rate: 1.02%
Haakon County
Estimated effective rate: 0.91%
Hamlin County
Estimated effective rate: 1.11%
Hand County
Estimated effective rate: 0.89%
Hanson County
Estimated effective rate: 1.04%
Hughes County
Estimated effective rate: 1.10%
Hutchinson County
Estimated effective rate: 1.15%
Jackson County
Estimated effective rate: 0.65%
Jerauld County
Estimated effective rate: 0.84%
Kingsbury County
Estimated effective rate: 1.01%
Lake County
Estimated effective rate: 1.03%
Lawrence County
Estimated effective rate: 0.79%
Lincoln County
Estimated effective rate: 1.15%
Lyman County
Estimated effective rate: 0.91%
Marshall County
Estimated effective rate: 0.87%
McCook County
Estimated effective rate: 1.06%
McPherson County
Estimated effective rate: 1.55%
Meade County
Estimated effective rate: 1.01%
Miner County
Estimated effective rate: 0.92%
Minnehaha County
Estimated effective rate: 1.14%
Moody County
Estimated effective rate: 1.10%
Oglala Lakota County
Estimated effective rate: 0.38%
Pennington County
Estimated effective rate: 1.08%
Perkins County
Estimated effective rate: 1.29%
Potter County
Estimated effective rate: 1.42%
Roberts County
Estimated effective rate: 0.97%
Sanborn County
Estimated effective rate: 1.17%
Spink County
Estimated effective rate: 1.28%
Stanley County
Estimated effective rate: 1.32%
Todd County
Estimated effective rate: 1.81%
Tripp County
Estimated effective rate: 0.95%
Turner County
Estimated effective rate: 0.98%
Union County
Estimated effective rate: 1.10%
Walworth County
Estimated effective rate: 1.31%
Yankton County
Estimated effective rate: 1.06%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.