Rhode Island Property Tax
Rhode Island Property Tax Calculator (2026)
Estimate Rhode Island property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
1.12%
Sample Annual Tax on $425,000 Home
$4,760
FHA State Tier
Mixed Standard + High-Cost County Tier
Counties Covered
5
FHA Limit Tier Context in Rhode Island
State Tier Signal
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Rhode Island Should Know
- Balance tax assumptions with insurance and financing terms for accurate payment planning.
In the current NMC dataset, Rhode Island has an estimated effective property-tax rate of 1.12%, resulting in approximately $4,480 in annual property taxes on a $400,000 home.
Rhode Island County and Locality Pages
Highest property tax rates in Rhode Island
Among counties currently in the NMC dataset for this state.
- 1. Kent County1.35%
- 2. Bristol County1.29%
- 3. Providence County1.25%
- 4. Washington County1.00%
- 5. Newport County0.89%
Lowest property tax rates in Rhode Island
Among counties currently in the NMC dataset for this state.
- 1. Newport County0.89%
- 2. Washington County1.00%
- 3. Providence County1.25%
- 4. Bristol County1.29%
- 5. Kent County1.35%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.