Pennsylvania Property Tax
Pennsylvania Property Tax Calculator (2026)
Estimate Pennsylvania property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
1.26%
Sample Annual Tax on $425,000 Home
$5,355
FHA State Tier
Standard FHA Tier
Counties Covered
67
FHA Limit Tier Context in Pennsylvania
State Tier Signal
Most counties in this state follow the standard FHA floor framework.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Pennsylvania Should Know
- Balance tax assumptions with insurance and financing terms for accurate payment planning.
In the current NMC dataset, Pennsylvania has an estimated effective property-tax rate of 1.26%, resulting in approximately $5,040 in annual property taxes on a $400,000 home.
Pennsylvania County and Locality Pages
Highest property tax rates in Pennsylvania
Among counties currently in the NMC dataset for this state.
- 1. Delaware County1.84%
- 2. Monroe County1.66%
- 3. Berks County1.65%
- 4. York County1.61%
- 5. Erie County1.60%
Lowest property tax rates in Pennsylvania
Among counties currently in the NMC dataset for this state.
- 1. Bedford County0.81%
- 2. Philadelphia County0.82%
- 3. Huntingdon County0.94%
- 4. Clarion County0.97%
- 5. Somerset County0.98%
Adams County
Estimated effective rate: 1.33%
Allegheny County
Estimated effective rate: 1.52%
Armstrong County
Estimated effective rate: 1.37%
Beaver County
Estimated effective rate: 1.42%
Bedford County
Estimated effective rate: 0.81%
Berks County
Estimated effective rate: 1.65%
Blair County
Estimated effective rate: 1.07%
Bradford County
Estimated effective rate: 1.09%
Bucks County
Estimated effective rate: 1.31%
Butler County
Estimated effective rate: 1.01%
Cambria County
Estimated effective rate: 1.23%
Cameron County
Estimated effective rate: 1.59%
Carbon County
Estimated effective rate: 1.46%
Centre County
Estimated effective rate: 1.05%
Chester County
Estimated effective rate: 1.30%
Clarion County
Estimated effective rate: 0.97%
Clearfield County
Estimated effective rate: 1.09%
Clinton County
Estimated effective rate: 1.16%
Columbia County
Estimated effective rate: 1.11%
Crawford County
Estimated effective rate: 1.35%
Cumberland County
Estimated effective rate: 1.17%
Dauphin County
Estimated effective rate: 1.35%
Delaware County
Estimated effective rate: 1.84%
Elk County
Estimated effective rate: 1.27%
Erie County
Estimated effective rate: 1.60%
Fayette County
Estimated effective rate: 1.12%
Forest County
Estimated effective rate: 0.99%
Franklin County
Estimated effective rate: 1.10%
Fulton County
Estimated effective rate: 1.02%
Greene County
Estimated effective rate: 1.27%
Huntingdon County
Estimated effective rate: 0.94%
Indiana County
Estimated effective rate: 1.50%
Jefferson County
Estimated effective rate: 1.00%
Juniata County
Estimated effective rate: 0.99%
Lackawanna County
Estimated effective rate: 1.49%
Lancaster County
Estimated effective rate: 1.32%
Lawrence County
Estimated effective rate: 1.34%
Lebanon County
Estimated effective rate: 1.37%
Lehigh County
Estimated effective rate: 1.55%
Luzerne County
Estimated effective rate: 1.45%
Lycoming County
Estimated effective rate: 1.31%
McKean County
Estimated effective rate: 1.59%
Mercer County
Estimated effective rate: 1.18%
Mifflin County
Estimated effective rate: 1.45%
Monroe County
Estimated effective rate: 1.66%
Montgomery County
Estimated effective rate: 1.35%
Montour County
Estimated effective rate: 1.01%
Northampton County
Estimated effective rate: 1.52%
Northumberland County
Estimated effective rate: 1.10%
Perry County
Estimated effective rate: 1.21%
Philadelphia County
Estimated effective rate: 0.82%
Pike County
Estimated effective rate: 1.30%
Potter County
Estimated effective rate: 1.21%
Schuylkill County
Estimated effective rate: 1.40%
Snyder County
Estimated effective rate: 1.11%
Somerset County
Estimated effective rate: 0.98%
Sullivan County
Estimated effective rate: 1.02%
Susquehanna County
Estimated effective rate: 1.09%
Tioga County
Estimated effective rate: 1.15%
Union County
Estimated effective rate: 1.14%
Venango County
Estimated effective rate: 1.27%
Warren County
Estimated effective rate: 1.32%
Washington County
Estimated effective rate: 1.09%
Wayne County
Estimated effective rate: 1.26%
Westmoreland County
Estimated effective rate: 1.23%
Wyoming County
Estimated effective rate: 1.31%
York County
Estimated effective rate: 1.61%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.