Pennsylvania Property Tax
Pennsylvania Property Tax Calculator
Estimate Pennsylvania property taxes, compare county effective rates, and see how taxes show up in a monthly mortgage payment. 2026 planning data — not an official tax bill.
Estimated effective state rate
1.26%
Sample tax on a $400,000 home
$5,040
Vs U.S. benchmark (0.90%)
+$1,440
Counties in this dataset
67
In the current NMC dataset, Pennsylvania has an estimated effective property-tax rate of 1.26%, resulting in approximately $5,040 in annual property taxes on a $400,000 home.
How property taxes work in Pennsylvania
Pennsylvania property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 1.26% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.
For millage, exemption filings, or an official estimate, use Pennsylvania Department of Revenue.
Estimate Pennsylvania taxes in the calculatorPennsylvania county property tax comparison
Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Showing the 30 largest counties by owner-occupied households; every county is listed below.
| County | Median home value | Median annual tax | Effective rate |
|---|---|---|---|
| Allegheny County | $227,600 | $3,451 | 1.52% |
| Philadelphia County | $243,100 | $2,003 | 0.82% |
| Montgomery County | $436,700 | $5,875 | 1.35% |
| Bucks County | $445,700 | $5,826 | 1.31% |
| Chester County | $485,600 | $6,308 | 1.30% |
| Delaware County | $332,200 | $6,124 | 1.84% |
| Lancaster County | $301,100 | $3,975 | 1.32% |
| York County | $248,600 | $4,006 | 1.61% |
| Westmoreland County | $203,500 | $2,501 | 1.23% |
| Berks County | $257,300 | $4,239 | 1.65% |
| Lehigh County | $300,400 | $4,651 | 1.55% |
| Luzerne County | $174,100 | $2,530 | 1.45% |
| Northampton County | $308,600 | $4,700 | 1.52% |
| Dauphin County | $236,400 | $3,198 | 1.35% |
| Cumberland County | $277,600 | $3,254 | 1.17% |
| Erie County | $177,000 | $2,830 | 1.60% |
| Washington County | $228,500 | $2,485 | 1.09% |
| Butler County | $294,200 | $2,970 | 1.01% |
| Lackawanna County | $201,800 | $3,012 | 1.49% |
| Beaver County | $190,900 | $2,704 | 1.42% |
| Monroe County | $267,600 | $4,447 | 1.66% |
| Franklin County | $249,800 | $2,740 | 1.10% |
| Schuylkill County | $153,000 | $2,140 | 1.40% |
| Cambria County | $121,000 | $1,492 | 1.23% |
| Lebanon County | $242,000 | $3,310 | 1.37% |
| Fayette County | $143,200 | $1,607 | 1.12% |
| Blair County | $161,100 | $1,724 | 1.07% |
| Centre County | $323,500 | $3,386 | 1.05% |
| Mercer County | $164,000 | $1,936 | 1.18% |
| Lycoming County | $202,200 | $2,649 | 1.31% |
Pennsylvania county directory
Highest property tax rates in Pennsylvania
Among counties currently in the NMC dataset for this state.
- 1. Delaware County1.84%
- 2. Monroe County1.66%
- 3. Berks County1.65%
- 4. York County1.61%
- 5. Erie County1.60%
Lowest property tax rates in Pennsylvania
Among counties currently in the NMC dataset for this state.
- 1. Bedford County0.81%
- 2. Philadelphia County0.82%
- 3. Huntingdon County0.94%
- 4. Clarion County0.97%
- 5. Somerset County0.98%
Adams County
Estimated effective rate: 1.33%
Allegheny County
Estimated effective rate: 1.52%
Armstrong County
Estimated effective rate: 1.37%
Beaver County
Estimated effective rate: 1.42%
Bedford County
Estimated effective rate: 0.81%
Berks County
Estimated effective rate: 1.65%
Blair County
Estimated effective rate: 1.07%
Bradford County
Estimated effective rate: 1.09%
Bucks County
Estimated effective rate: 1.31%
Butler County
Estimated effective rate: 1.01%
Cambria County
Estimated effective rate: 1.23%
Cameron County
Estimated effective rate: 1.59%
Carbon County
Estimated effective rate: 1.46%
Centre County
Estimated effective rate: 1.05%
Chester County
Estimated effective rate: 1.30%
Clarion County
Estimated effective rate: 0.97%
Clearfield County
Estimated effective rate: 1.09%
Clinton County
Estimated effective rate: 1.16%
Columbia County
Estimated effective rate: 1.11%
Crawford County
Estimated effective rate: 1.35%
Cumberland County
Estimated effective rate: 1.17%
Dauphin County
Estimated effective rate: 1.35%
Delaware County
Estimated effective rate: 1.84%
Elk County
Estimated effective rate: 1.27%
Erie County
Estimated effective rate: 1.60%
Fayette County
Estimated effective rate: 1.12%
Forest County
Estimated effective rate: 0.99%
Franklin County
Estimated effective rate: 1.10%
Fulton County
Estimated effective rate: 1.02%
Greene County
Estimated effective rate: 1.27%
Huntingdon County
Estimated effective rate: 0.94%
Indiana County
Estimated effective rate: 1.50%
Jefferson County
Estimated effective rate: 1.00%
Juniata County
Estimated effective rate: 0.99%
Lackawanna County
Estimated effective rate: 1.49%
Lancaster County
Estimated effective rate: 1.32%
Lawrence County
Estimated effective rate: 1.34%
Lebanon County
Estimated effective rate: 1.37%
Lehigh County
Estimated effective rate: 1.55%
Luzerne County
Estimated effective rate: 1.45%
Lycoming County
Estimated effective rate: 1.31%
McKean County
Estimated effective rate: 1.59%
Mercer County
Estimated effective rate: 1.18%
Mifflin County
Estimated effective rate: 1.45%
Monroe County
Estimated effective rate: 1.66%
Montgomery County
Estimated effective rate: 1.35%
Montour County
Estimated effective rate: 1.01%
Northampton County
Estimated effective rate: 1.52%
Northumberland County
Estimated effective rate: 1.10%
Perry County
Estimated effective rate: 1.21%
Philadelphia County
Estimated effective rate: 0.82%
Pike County
Estimated effective rate: 1.30%
Potter County
Estimated effective rate: 1.21%
Schuylkill County
Estimated effective rate: 1.40%
Snyder County
Estimated effective rate: 1.11%
Somerset County
Estimated effective rate: 0.98%
Sullivan County
Estimated effective rate: 1.02%
Susquehanna County
Estimated effective rate: 1.09%
Tioga County
Estimated effective rate: 1.15%
Union County
Estimated effective rate: 1.14%
Venango County
Estimated effective rate: 1.27%
Warren County
Estimated effective rate: 1.32%
Washington County
Estimated effective rate: 1.09%
Wayne County
Estimated effective rate: 1.26%
Westmoreland County
Estimated effective rate: 1.23%
Wyoming County
Estimated effective rate: 1.31%
York County
Estimated effective rate: 1.61%
Related planning resources for Pennsylvania
FHA limit context in Pennsylvania
Most counties in this state follow the standard FHA floor framework.
FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.
View Pennsylvania FHA loan limitsNeed the national view?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology
Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.
On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).