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North Dakota Property Tax

North Dakota Property Tax Calculator (2026)

Estimate North Dakota property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.

Estimated Effective State Rate

0.92%

Sample Annual Tax on $425,000 Home

$3,910

FHA State Tier

Standard FHA Tier

Counties Covered

51

North Dakota mortgage planning context
Updated for 2026 data cycle
Property tax + FHA tier in one page
County links for deeper local estimates
Reviewed by mortgage professional

FHA Limit Tier Context in North Dakota

State Tier Signal

Most counties in this state follow the standard FHA floor framework.

FHA 1-Unit Floor

$541,287

FHA 1-Unit Ceiling

$1,249,125

What Homebuyers in North Dakota Should Know

  • Balance tax assumptions with insurance and financing terms for accurate payment planning.

In the current NMC dataset, North Dakota has an estimated effective property-tax rate of 0.92%, resulting in approximately $3,680 in annual property taxes on a $400,000 home.

North Dakota County and Locality Pages

Highest property tax rates in North Dakota

Among counties currently in the NMC dataset for this state.

  1. 1. Cavalier County1.34%
  2. 2. Cass County1.20%
  3. 3. Foster County1.19%
  4. 4. Grand Forks County1.15%
  5. 5. Richland County1.13%

Lowest property tax rates in North Dakota

Among counties currently in the NMC dataset for this state.

  1. 1. McKenzie County0.43%
  2. 2. Sioux County0.49%
  3. 3. Mountrail County0.52%
  4. 4. Burke County0.54%
  5. 5. Kidder County0.58%

Adams County

Estimated effective rate: 1.00%

Barnes County

Estimated effective rate: 1.03%

Benson County

Estimated effective rate: 0.91%

Bottineau County

Estimated effective rate: 0.72%

Bowman County

Estimated effective rate: 0.73%

Burke County

Estimated effective rate: 0.54%

Burleigh County

Estimated effective rate: 0.88%

Cass County

Estimated effective rate: 1.20%

Cavalier County

Estimated effective rate: 1.34%

Dickey County

Estimated effective rate: 0.92%

Divide County

Estimated effective rate: 0.60%

Dunn County

Estimated effective rate: 0.61%

Eddy County

Estimated effective rate: 1.00%

Emmons County

Estimated effective rate: 0.91%

Foster County

Estimated effective rate: 1.19%

Golden Valley County

Estimated effective rate: 0.89%

Grand Forks County

Estimated effective rate: 1.15%

Grant County

Estimated effective rate: 0.91%

Griggs County

Estimated effective rate: 0.91%

Hettinger County

Estimated effective rate: 1.12%

Kidder County

Estimated effective rate: 0.58%

LaMoure County

Estimated effective rate: 1.01%

Logan County

Estimated effective rate: 1.00%

McHenry County

Estimated effective rate: 0.66%

McIntosh County

Estimated effective rate: 1.08%

McKenzie County

Estimated effective rate: 0.43%

McLean County

Estimated effective rate: 0.76%

Mercer County

Estimated effective rate: 1.10%

Morton County

Estimated effective rate: 1.02%

Mountrail County

Estimated effective rate: 0.52%

Nelson County

Estimated effective rate: 0.75%

Oliver County

Estimated effective rate: 0.62%

Pembina County

Estimated effective rate: 1.01%

Pierce County

Estimated effective rate: 1.09%

Ramsey County

Estimated effective rate: 0.99%

Ransom County

Estimated effective rate: 1.02%

Renville County

Estimated effective rate: 0.68%

Richland County

Estimated effective rate: 1.13%

Rolette County

Estimated effective rate: 0.94%

Sargent County

Estimated effective rate: 1.12%

Sheridan County

Estimated effective rate: 0.70%

Sioux County

Estimated effective rate: 0.49%

Stark County

Estimated effective rate: 0.89%

Steele County

Estimated effective rate: 1.01%

Stutsman County

Estimated effective rate: 1.10%

Towner County

Estimated effective rate: 0.88%

Traill County

Estimated effective rate: 1.03%

Walsh County

Estimated effective rate: 1.07%

Ward County

Estimated effective rate: 1.07%

Wells County

Estimated effective rate: 0.98%

Williams County

Estimated effective rate: 0.68%

Need the National View?

Return to the national Property Tax Calculator to compare across states and scenarios.

Methodology and Data Sources

Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.