North Carolina Property Tax
North Carolina Property Tax Calculator
Estimate North Carolina property taxes, compare county effective rates, and see how taxes show up in a monthly mortgage payment. 2026 planning data — not an official tax bill.
Estimated effective state rate
0.66%
Sample tax on a $400,000 home
$2,640
Vs U.S. benchmark (0.90%)
−$960
Counties in this dataset
100
In the current NMC dataset, North Carolina has an estimated effective property-tax rate of 0.66%, resulting in approximately $2,640 in annual property taxes on a $400,000 home.
How property taxes work in North Carolina
North Carolina property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 0.66% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.
For millage, exemption filings, or an official estimate, use North Carolina Department of Revenue.
Estimate North Carolina taxes in the calculatorNorth Carolina county property tax comparison
Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Showing the 30 largest counties by owner-occupied households; every county is listed below.
| County | Median home value | Median annual tax | Effective rate |
|---|---|---|---|
| Wake County | $461,300 | $3,260 | 0.71% |
| Mecklenburg County | $406,800 | $2,890 | 0.71% |
| Guilford County | $259,900 | $2,174 | 0.84% |
| Forsyth County | $250,400 | $1,984 | 0.79% |
| Durham County | $389,400 | $3,092 | 0.79% |
| Cumberland County | $199,200 | $1,850 | 0.93% |
| Union County | $417,300 | $2,396 | 0.57% |
| Buncombe County | $391,800 | $2,222 | 0.57% |
| Johnston County | $305,600 | $1,908 | 0.62% |
| New Hanover County | $387,800 | $2,105 | 0.54% |
| Gaston County | $266,000 | $1,982 | 0.75% |
| Cabarrus County | $354,800 | $2,586 | 0.73% |
| Brunswick County | $349,800 | $1,890 | 0.54% |
| Iredell County | $321,400 | $1,952 | 0.61% |
| Davidson County | $219,100 | $1,320 | 0.60% |
| Onslow County | $236,400 | $1,502 | 0.64% |
| Catawba County | $241,600 | $1,407 | 0.58% |
| Alamance County | $241,500 | $1,494 | 0.62% |
| Rowan County | $238,400 | $1,554 | 0.65% |
| Randolph County | $197,100 | $1,324 | 0.67% |
| Pitt County | $208,900 | $1,734 | 0.83% |
| Henderson County | $351,400 | $1,810 | 0.52% |
| Orange County | $459,500 | $4,162 | 0.91% |
| Harnett County | $246,200 | $1,689 | 0.69% |
| Moore County | $351,400 | $1,849 | 0.53% |
| Craven County | $231,600 | $1,450 | 0.63% |
| Wayne County | $178,700 | $1,249 | 0.70% |
| Lincoln County | $321,000 | $1,856 | 0.58% |
| Rockingham County | $168,600 | $1,258 | 0.75% |
| Robeson County | $94,500 | $820 | 0.87% |
North Carolina county directory
Highest property tax rates in North Carolina
Among counties currently in the NMC dataset for this state.
- 1. Halifax County1.15%
- 2. Northampton County1.08%
- 3. Martin County1.06%
- 4. Edgecombe County1.04%
- 5. Washington County0.99%
Lowest property tax rates in North Carolina
Among counties currently in the NMC dataset for this state.
- 1. Jackson County0.34%
- 2. Avery County0.38%
- 3. Watauga County0.39%
- 4. Swain County0.41%
- 5. Carteret County0.43%
Alamance County
Estimated effective rate: 0.62%
Alexander County
Estimated effective rate: 0.60%
Alleghany County
Estimated effective rate: 0.57%
Anson County
Estimated effective rate: 0.77%
Ashe County
Estimated effective rate: 0.49%
Avery County
Estimated effective rate: 0.38%
Beaufort County
Estimated effective rate: 0.67%
Bertie County
Estimated effective rate: 0.79%
Bladen County
Estimated effective rate: 0.91%
Brunswick County
Estimated effective rate: 0.54%
Buncombe County
Estimated effective rate: 0.57%
Burke County
Estimated effective rate: 0.68%
Cabarrus County
Estimated effective rate: 0.73%
Caldwell County
Estimated effective rate: 0.60%
Camden County
Estimated effective rate: 0.58%
Carteret County
Estimated effective rate: 0.43%
Caswell County
Estimated effective rate: 0.69%
Catawba County
Estimated effective rate: 0.58%
Chatham County
Estimated effective rate: 0.64%
Cherokee County
Estimated effective rate: 0.46%
Chowan County
Estimated effective rate: 0.71%
Clay County
Estimated effective rate: 0.43%
Cleveland County
Estimated effective rate: 0.64%
Columbus County
Estimated effective rate: 0.77%
Craven County
Estimated effective rate: 0.63%
Cumberland County
Estimated effective rate: 0.93%
Currituck County
Estimated effective rate: 0.46%
Dare County
Estimated effective rate: 0.52%
Davidson County
Estimated effective rate: 0.60%
Davie County
Estimated effective rate: 0.63%
Duplin County
Estimated effective rate: 0.69%
Durham County
Estimated effective rate: 0.79%
Edgecombe County
Estimated effective rate: 1.04%
Forsyth County
Estimated effective rate: 0.79%
Franklin County
Estimated effective rate: 0.65%
Gaston County
Estimated effective rate: 0.75%
Gates County
Estimated effective rate: 0.76%
Graham County
Estimated effective rate: 0.57%
Granville County
Estimated effective rate: 0.67%
Greene County
Estimated effective rate: 0.89%
Guilford County
Estimated effective rate: 0.84%
Halifax County
Estimated effective rate: 1.15%
Harnett County
Estimated effective rate: 0.69%
Haywood County
Estimated effective rate: 0.57%
Henderson County
Estimated effective rate: 0.52%
Hertford County
Estimated effective rate: 0.98%
Hoke County
Estimated effective rate: 0.67%
Hyde County
Estimated effective rate: 0.79%
Iredell County
Estimated effective rate: 0.61%
Jackson County
Estimated effective rate: 0.34%
Johnston County
Estimated effective rate: 0.62%
Jones County
Estimated effective rate: 0.74%
Lee County
Estimated effective rate: 0.74%
Lenoir County
Estimated effective rate: 0.84%
Lincoln County
Estimated effective rate: 0.58%
Macon County
Estimated effective rate: 0.43%
Madison County
Estimated effective rate: 0.48%
Martin County
Estimated effective rate: 1.06%
McDowell County
Estimated effective rate: 0.53%
Mecklenburg County
Estimated effective rate: 0.71%
Mitchell County
Estimated effective rate: 0.52%
Montgomery County
Estimated effective rate: 0.64%
Moore County
Estimated effective rate: 0.53%
Nash County
Estimated effective rate: 0.71%
New Hanover County
Estimated effective rate: 0.54%
Northampton County
Estimated effective rate: 1.08%
Onslow County
Estimated effective rate: 0.64%
Orange County
Estimated effective rate: 0.91%
Pamlico County
Estimated effective rate: 0.56%
Pasquotank County
Estimated effective rate: 0.67%
Pender County
Estimated effective rate: 0.63%
Perquimans County
Estimated effective rate: 0.59%
Person County
Estimated effective rate: 0.62%
Pitt County
Estimated effective rate: 0.83%
Polk County
Estimated effective rate: 0.54%
Randolph County
Estimated effective rate: 0.67%
Richmond County
Estimated effective rate: 0.89%
Robeson County
Estimated effective rate: 0.87%
Rockingham County
Estimated effective rate: 0.75%
Rowan County
Estimated effective rate: 0.65%
Rutherford County
Estimated effective rate: 0.58%
Sampson County
Estimated effective rate: 0.75%
Scotland County
Estimated effective rate: 0.93%
Stanly County
Estimated effective rate: 0.57%
Stokes County
Estimated effective rate: 0.60%
Surry County
Estimated effective rate: 0.60%
Swain County
Estimated effective rate: 0.41%
Transylvania County
Estimated effective rate: 0.45%
Tyrrell County
Estimated effective rate: 0.81%
Union County
Estimated effective rate: 0.57%
Vance County
Estimated effective rate: 0.78%
Wake County
Estimated effective rate: 0.71%
Warren County
Estimated effective rate: 0.71%
Washington County
Estimated effective rate: 0.99%
Watauga County
Estimated effective rate: 0.39%
Wayne County
Estimated effective rate: 0.70%
Wilkes County
Estimated effective rate: 0.59%
Wilson County
Estimated effective rate: 0.79%
Yadkin County
Estimated effective rate: 0.67%
Yancey County
Estimated effective rate: 0.48%
Related planning resources for North Carolina
FHA limit context in North Carolina
Most counties in this state follow the standard FHA floor framework.
FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.
View North Carolina FHA loan limitsNeed the national view?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology
Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.
On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).