Bernalillo County Property Tax Calculator
Locality estimate page for Bernalillo County, New Mexico. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.
County/Locality Effective Rate
0.90%
State Effective Rate
0.63%
Sample Annual Tax Difference
$1,147
Median Home Value (ACS)
$292,900
Median Annual Tax Bill (ACS)
$2,629
Owner-Occupied Households
184,254
The typical owner-occupied home in Bernalillo County is valued at $292,900 with a median real estate tax bill of $2,629 per year — an effective rate of 0.90%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.
State Mortgage Context: New Mexico
Most counties in this state follow the standard FHA floor framework.
State Effective Tax Rate
0.63%
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
In Bernalillo County, New Mexico, the current county-level estimate is 0.90%, or approximately $3,600 annually on a $400,000 home.
How to Use This County Estimate
Step 1
Enter your property value and assessment assumptions.
Step 2
Apply exemptions that may reduce taxable value.
Step 3
Compare county/locality estimate against statewide fallback.
Bernalillo County Property Tax Snapshot
Estimated effective rate: 0.90% · vs New Mexico: 0.63% · vs national benchmark: 0.90%
| Home value | Estimated annual tax | Estimated monthly tax |
|---|---|---|
| $250,000 | $2,250 | $188 |
| $400,000 | $3,600 | $300 |
| $500,000 | $4,500 | $375 |
| $750,000 | $6,750 | $562 |
| $1,000,000 | $9,000 | $750 |
Compare Nearby Property Taxes
- Bernalillo County0.90%
- Sandoval County0.73%
- San Juan County0.68%
- Doña Ana County0.67%
- Santa Fe County0.48%
Source Transparency
Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)
View sourceLast updated: August 2026
Estimates only. Confirm parcel-specific amounts with the official local taxing authority.
Need Statewide Context?
Visit New Mexico mortgage snapshot or return to the national calculator hub.