Ocean County Property Tax Calculator
Locality estimate page for Ocean County, New Jersey. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.
County/Locality Effective Rate
1.65%
State Effective Rate
1.88%
Sample Annual Tax Difference
-$978
Median Home Value (ACS)
$398,400
Median Annual Tax Bill (ACS)
$6,562
Owner-Occupied Households
196,874
The typical owner-occupied home in Ocean County is valued at $398,400 with a median real estate tax bill of $6,562 per year — an effective rate of 1.65%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.
State Mortgage Context: New Jersey
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
State Effective Tax Rate
1.88%
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
In Ocean County, New Jersey, the current county-level estimate is 1.65%, or approximately $6,600 annually on a $400,000 home.
How to Use This County Estimate
Step 1
Enter your property value and assessment assumptions.
Step 2
Apply exemptions that may reduce taxable value.
Step 3
Compare county/locality estimate against statewide fallback.
Ocean County Property Tax Snapshot
Estimated effective rate: 1.65% · vs New Jersey: 1.88% · vs national benchmark: 0.90%
| Home value | Estimated annual tax | Estimated monthly tax |
|---|---|---|
| $250,000 | $4,125 | $344 |
| $400,000 | $6,600 | $550 |
| $500,000 | $8,250 | $688 |
| $750,000 | $12,375 | $1,031 |
| $1,000,000 | $16,500 | $1,375 |
Compare Nearby Property Taxes
- Ocean County1.65%
- Monmouth County1.65%
- Bergen County1.61%
- Morris County1.72%
- Hudson County1.77%
- Somerset County1.81%
- Union County1.89%
Source Transparency
Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)
View sourceLast updated: August 2026
Estimates only. Confirm parcel-specific amounts with the official local taxing authority.
Need Statewide Context?
Visit New Jersey mortgage snapshot or return to the national calculator hub.