Montana Property Tax
Montana Property Tax Calculator (2026)
Estimate Montana property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.61%
Sample Annual Tax on $425,000 Home
$2,593
FHA State Tier
Standard FHA Tier
Counties Covered
48
FHA Limit Tier Context in Montana
State Tier Signal
Most counties in this state follow the standard FHA floor framework.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Montana Should Know
- Lower effective property taxes can support payment flexibility in some scenarios.
In the current NMC dataset, Montana has an estimated effective property-tax rate of 0.61%, resulting in approximately $2,440 in annual property taxes on a $400,000 home.
Montana County and Locality Pages
Highest property tax rates in Montana
Among counties currently in the NMC dataset for this state.
- 1. Blaine County1.34%
- 2. Roosevelt County1.28%
- 3. Sheridan County1.23%
- 4. Valley County1.18%
- 5. Dawson County1.14%
Lowest property tax rates in Montana
Among counties currently in the NMC dataset for this state.
- 1. Madison County0.41%
- 2. Judith Basin County0.45%
- 3. Mineral County0.48%
- 4. Sweet Grass County0.49%
- 5. Fallon County0.50%
Beaverhead County
Estimated effective rate: 0.67%
Big Horn County
Estimated effective rate: 1.10%
Blaine County
Estimated effective rate: 1.34%
Broadwater County
Estimated effective rate: 0.56%
Carbon County
Estimated effective rate: 0.54%
Cascade County
Estimated effective rate: 0.87%
Chouteau County
Estimated effective rate: 0.75%
Custer County
Estimated effective rate: 1.03%
Daniels County
Estimated effective rate: 0.87%
Dawson County
Estimated effective rate: 1.14%
Deer Lodge County
Estimated effective rate: 0.78%
Fallon County
Estimated effective rate: 0.50%
Fergus County
Estimated effective rate: 0.75%
Flathead County
Estimated effective rate: 0.58%
Gallatin County
Estimated effective rate: 0.59%
Glacier County
Estimated effective rate: 0.84%
Granite County
Estimated effective rate: 0.60%
Hill County
Estimated effective rate: 0.98%
Jefferson County
Estimated effective rate: 0.55%
Judith Basin County
Estimated effective rate: 0.45%
Lake County
Estimated effective rate: 0.61%
Lewis and Clark County
Estimated effective rate: 0.79%
Lincoln County
Estimated effective rate: 0.54%
Madison County
Estimated effective rate: 0.41%
McCone County
Estimated effective rate: 0.68%
Meagher County
Estimated effective rate: 0.66%
Mineral County
Estimated effective rate: 0.48%
Missoula County
Estimated effective rate: 0.88%
Musselshell County
Estimated effective rate: 0.55%
Park County
Estimated effective rate: 0.56%
Phillips County
Estimated effective rate: 0.78%
Pondera County
Estimated effective rate: 0.80%
Powder River County
Estimated effective rate: 0.68%
Powell County
Estimated effective rate: 0.69%
Ravalli County
Estimated effective rate: 0.50%
Richland County
Estimated effective rate: 0.74%
Roosevelt County
Estimated effective rate: 1.28%
Rosebud County
Estimated effective rate: 0.70%
Sanders County
Estimated effective rate: 0.53%
Sheridan County
Estimated effective rate: 1.23%
Silver Bow County
Estimated effective rate: 0.98%
Stillwater County
Estimated effective rate: 0.57%
Sweet Grass County
Estimated effective rate: 0.49%
Teton County
Estimated effective rate: 0.75%
Toole County
Estimated effective rate: 0.87%
Valley County
Estimated effective rate: 1.18%
Wheatland County
Estimated effective rate: 0.56%
Yellowstone County
Estimated effective rate: 0.81%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.