Clay County Property Tax Calculator
Locality estimate page for Clay County, Missouri. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.
County/Locality Effective Rate
1.07%
State Effective Rate
0.89%
Sample Annual Tax Difference
$765
Median Home Value (ACS)
$275,600
Median Annual Tax Bill (ACS)
$2,941
Owner-Occupied Households
70,999
The typical owner-occupied home in Clay County is valued at $275,600 with a median real estate tax bill of $2,941 per year — an effective rate of 1.07%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.
State Mortgage Context: Missouri
Most counties in this state follow the standard FHA floor framework.
State Effective Tax Rate
0.89%
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
In Clay County, Missouri, the current county-level estimate is 1.07%, or approximately $4,280 annually on a $400,000 home.
How to Use This County Estimate
Step 1
Enter your property value and assessment assumptions.
Step 2
Apply exemptions that may reduce taxable value.
Step 3
Compare county/locality estimate against statewide fallback.
Clay County Property Tax Snapshot
Estimated effective rate: 1.07% · vs Missouri: 0.89% · vs national benchmark: 0.90%
| Home value | Estimated annual tax | Estimated monthly tax |
|---|---|---|
| $250,000 | $2,675 | $223 |
| $400,000 | $4,280 | $357 |
| $500,000 | $5,350 | $446 |
| $750,000 | $8,025 | $669 |
| $1,000,000 | $10,700 | $892 |
Compare Nearby Property Taxes
- Clay County1.07%
- St. Charles County1.08%
- Platte County1.05%
- St. Louis city1.03%
- Jackson County1.12%
- St. Louis County1.20%
- Cass County0.86%
Source Transparency
Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)
View sourceLast updated: August 2026
Estimates only. Confirm parcel-specific amounts with the official local taxing authority.
Need Statewide Context?
Visit Missouri mortgage snapshot or return to the national calculator hub.