Massachusetts Property Tax
Massachusetts Property Tax Calculator
Estimate Massachusetts property taxes, compare county effective rates, and see how taxes show up in a monthly mortgage payment. 2026 planning data — not an official tax bill.
Estimated effective state rate
1.00%
Sample tax on a $400,000 home
$4,000
Vs U.S. benchmark (0.90%)
+$400
Counties in this dataset
14
In the current NMC dataset, Massachusetts has an estimated effective property-tax rate of 1.00%, resulting in approximately $4,000 in annual property taxes on a $400,000 home.
How property taxes work in Massachusetts
Massachusetts property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 1.00% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.
For millage, exemption filings, or an official estimate, use Massachusetts Department of Revenue.
Estimate Massachusetts taxes in the calculatorMassachusetts county property tax comparison
Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Use a row to open the county page or calculator estimate.
| County | Median home value | Median annual tax | Effective rate |
|---|---|---|---|
| Middlesex County | $727,800 | $7,501 | 1.03% |
| Worcester County | $423,700 | $5,438 | 1.28% |
| Essex County | $619,100 | $6,430 | 1.04% |
| Norfolk County | $683,900 | $7,261 | 1.06% |
| Plymouth County | $556,000 | $6,502 | 1.17% |
| Bristol County | $451,200 | $4,807 | 1.07% |
| Suffolk County | $705,800 | $4,649 | 0.66% |
| Hampden County | $298,800 | $4,455 | 1.49% |
| Barnstable County | $629,000 | $4,239 | 0.67% |
| Hampshire County | $390,300 | $5,589 | 1.43% |
| Berkshire County | $305,400 | $4,036 | 1.32% |
| Franklin County | $329,000 | $4,720 | 1.43% |
| Dukes County | $1,165,800 | $5,828 | 0.50% |
| Nantucket County | $1,593,800 | $3,974 | 0.25% |
Massachusetts county directory
Highest property tax rates in Massachusetts
Among counties currently in the NMC dataset for this state.
- 1. Hampden County1.49%
- 2. Franklin County1.43%
- 3. Hampshire County1.43%
- 4. Berkshire County1.32%
- 5. Worcester County1.28%
Lowest property tax rates in Massachusetts
Among counties currently in the NMC dataset for this state.
- 1. Nantucket County0.25%
- 2. Dukes County0.50%
- 3. Suffolk County0.66%
- 4. Barnstable County0.67%
- 5. Middlesex County1.03%
Barnstable County
Estimated effective rate: 0.67%
Berkshire County
Estimated effective rate: 1.32%
Bristol County
Estimated effective rate: 1.07%
Dukes County
Estimated effective rate: 0.50%
Essex County
Estimated effective rate: 1.04%
Franklin County
Estimated effective rate: 1.43%
Hampden County
Estimated effective rate: 1.49%
Hampshire County
Estimated effective rate: 1.43%
Middlesex County
Estimated effective rate: 1.03%
Nantucket County
Estimated effective rate: 0.25%
Norfolk County
Estimated effective rate: 1.06%
Plymouth County
Estimated effective rate: 1.17%
Suffolk County
Estimated effective rate: 0.66%
Worcester County
Estimated effective rate: 1.28%
Related planning resources for Massachusetts
FHA limit context in Massachusetts
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.
View Massachusetts FHA loan limitsNeed the national view?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology
Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.
On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).