Massachusetts Property Tax
Massachusetts Property Tax Calculator (2026)
Estimate Massachusetts property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
1.00%
Sample Annual Tax on $425,000 Home
$4,250
FHA State Tier
Mixed Standard + High-Cost County Tier
Counties Covered
14
FHA Limit Tier Context in Massachusetts
State Tier Signal
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Massachusetts Should Know
- Balance tax assumptions with insurance and financing terms for accurate payment planning.
In the current NMC dataset, Massachusetts has an estimated effective property-tax rate of 1.00%, resulting in approximately $4,000 in annual property taxes on a $400,000 home.
Massachusetts County and Locality Pages
Highest property tax rates in Massachusetts
Among counties currently in the NMC dataset for this state.
- 1. Hampden County1.49%
- 2. Franklin County1.43%
- 3. Hampshire County1.43%
- 4. Berkshire County1.32%
- 5. Worcester County1.28%
Lowest property tax rates in Massachusetts
Among counties currently in the NMC dataset for this state.
- 1. Nantucket County0.25%
- 2. Dukes County0.50%
- 3. Suffolk County0.66%
- 4. Barnstable County0.67%
- 5. Middlesex County1.03%
Barnstable County
Estimated effective rate: 0.67%
Berkshire County
Estimated effective rate: 1.32%
Bristol County
Estimated effective rate: 1.07%
Dukes County
Estimated effective rate: 0.50%
Essex County
Estimated effective rate: 1.04%
Franklin County
Estimated effective rate: 1.43%
Hampden County
Estimated effective rate: 1.49%
Hampshire County
Estimated effective rate: 1.43%
Middlesex County
Estimated effective rate: 1.03%
Nantucket County
Estimated effective rate: 0.25%
Norfolk County
Estimated effective rate: 1.06%
Plymouth County
Estimated effective rate: 1.17%
Suffolk County
Estimated effective rate: 0.66%
Worcester County
Estimated effective rate: 1.28%
Related Planning Resources for Massachusetts
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.