Maine Property Tax
Maine Property Tax Calculator (2026)
Estimate Maine property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.98%
Sample Annual Tax on $425,000 Home
$4,165
FHA State Tier
Standard FHA Tier
Counties Covered
16
FHA Limit Tier Context in Maine
State Tier Signal
Most counties in this state follow the standard FHA floor framework.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Maine Should Know
- Balance tax assumptions with insurance and financing terms for accurate payment planning.
In the current NMC dataset, Maine has an estimated effective property-tax rate of 0.98%, resulting in approximately $3,920 in annual property taxes on a $400,000 home.
Maine County and Locality Pages
Highest property tax rates in Maine
Among counties currently in the NMC dataset for this state.
- 1. Knox County1.17%
- 2. Androscoggin County1.16%
- 3. Penobscot County1.16%
- 4. Aroostook County1.12%
- 5. Kennebec County1.09%
Lowest property tax rates in Maine
Among counties currently in the NMC dataset for this state.
- 1. Hancock County0.83%
- 2. Lincoln County0.85%
- 3. Piscataquis County0.90%
- 4. York County0.96%
- 5. Oxford County0.99%
Androscoggin County
Estimated effective rate: 1.16%
Aroostook County
Estimated effective rate: 1.12%
Cumberland County
Estimated effective rate: 1.04%
Franklin County
Estimated effective rate: 1.04%
Hancock County
Estimated effective rate: 0.83%
Kennebec County
Estimated effective rate: 1.09%
Knox County
Estimated effective rate: 1.17%
Lincoln County
Estimated effective rate: 0.85%
Oxford County
Estimated effective rate: 0.99%
Penobscot County
Estimated effective rate: 1.16%
Piscataquis County
Estimated effective rate: 0.90%
Sagadahoc County
Estimated effective rate: 1.04%
Somerset County
Estimated effective rate: 1.08%
Waldo County
Estimated effective rate: 1.04%
Washington County
Estimated effective rate: 1.04%
York County
Estimated effective rate: 0.96%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.