Maine Property Tax
Maine Property Tax Calculator
Estimate Maine property taxes, compare county effective rates, and see how taxes show up in a monthly mortgage payment. 2026 planning data — not an official tax bill.
Estimated effective state rate
0.98%
Sample tax on a $400,000 home
$3,920
Vs U.S. benchmark (0.90%)
+$320
Counties in this dataset
16
In the current NMC dataset, Maine has an estimated effective property-tax rate of 0.98%, resulting in approximately $3,920 in annual property taxes on a $400,000 home.
How property taxes work in Maine
Maine property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 0.98% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.
For millage, exemption filings, or an official estimate, use Maine Revenue Services.
Estimate Maine taxes in the calculatorMaine county property tax comparison
Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Use a row to open the county page or calculator estimate.
| County | Median home value | Median annual tax | Effective rate |
|---|---|---|---|
| Cumberland County | $451,200 | $4,707 | 1.04% |
| York County | $395,700 | $3,787 | 0.96% |
| Penobscot County | $214,100 | $2,481 | 1.16% |
| Kennebec County | $238,200 | $2,605 | 1.09% |
| Androscoggin County | $252,800 | $2,940 | 1.16% |
| Aroostook County | $149,700 | $1,672 | 1.12% |
| Hancock County | $310,400 | $2,561 | 0.83% |
| Oxford County | $217,300 | $2,162 | 0.99% |
| Somerset County | $166,900 | $1,798 | 1.08% |
| Knox County | $324,900 | $3,786 | 1.17% |
| Waldo County | $257,700 | $2,684 | 1.04% |
| Lincoln County | $332,700 | $2,828 | 0.85% |
| Sagadahoc County | $333,300 | $3,470 | 1.04% |
| Washington County | $161,800 | $1,683 | 1.04% |
| Franklin County | $194,700 | $2,027 | 1.04% |
| Piscataquis County | $170,200 | $1,537 | 0.90% |
Maine county directory
Highest property tax rates in Maine
Among counties currently in the NMC dataset for this state.
- 1. Knox County1.17%
- 2. Androscoggin County1.16%
- 3. Penobscot County1.16%
- 4. Aroostook County1.12%
- 5. Kennebec County1.09%
Lowest property tax rates in Maine
Among counties currently in the NMC dataset for this state.
- 1. Hancock County0.83%
- 2. Lincoln County0.85%
- 3. Piscataquis County0.90%
- 4. York County0.96%
- 5. Oxford County0.99%
Androscoggin County
Estimated effective rate: 1.16%
Aroostook County
Estimated effective rate: 1.12%
Cumberland County
Estimated effective rate: 1.04%
Franklin County
Estimated effective rate: 1.04%
Hancock County
Estimated effective rate: 0.83%
Kennebec County
Estimated effective rate: 1.09%
Knox County
Estimated effective rate: 1.17%
Lincoln County
Estimated effective rate: 0.85%
Oxford County
Estimated effective rate: 0.99%
Penobscot County
Estimated effective rate: 1.16%
Piscataquis County
Estimated effective rate: 0.90%
Sagadahoc County
Estimated effective rate: 1.04%
Somerset County
Estimated effective rate: 1.08%
Waldo County
Estimated effective rate: 1.04%
Washington County
Estimated effective rate: 1.04%
York County
Estimated effective rate: 0.96%
Related planning resources for Maine
FHA limit context in Maine
Most counties in this state follow the standard FHA floor framework.
FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.
View Maine FHA loan limitsNeed the national view?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology
Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.
On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).