Champaign County Property Tax Calculator
Locality estimate page for Champaign County, Illinois. Use this county/locality rate for faster screening, then confirm parcel-specific details with your local tax authority.
County/Locality Effective Rate
2.06%
State Effective Rate
1.88%
Sample Annual Tax Difference
$765
Median Home Value (ACS)
$211,500
Median Annual Tax Bill (ACS)
$4,353
Owner-Occupied Households
46,173
The typical owner-occupied home in Champaign County is valued at $211,500 with a median real estate tax bill of $4,353 per year — an effective rate of 2.06%. Both figures come from the same ACS release, so the ratio is an estimate rather than an aggregate of individual bills.
State Mortgage Context: Illinois
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
State Effective Tax Rate
1.88%
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
In Champaign County, Illinois, the current county-level estimate is 2.06%, or approximately $8,240 annually on a $400,000 home.
How to Use This County Estimate
Step 1
Enter your property value and assessment assumptions.
Step 2
Apply exemptions that may reduce taxable value.
Step 3
Compare county/locality estimate against statewide fallback.
Champaign County Property Tax Snapshot
Estimated effective rate: 2.06% · vs Illinois: 1.88% · vs national benchmark: 0.90%
| Home value | Estimated annual tax | Estimated monthly tax |
|---|---|---|
| $250,000 | $5,150 | $429 |
| $400,000 | $8,240 | $687 |
| $500,000 | $10,300 | $858 |
| $750,000 | $15,450 | $1,288 |
| $1,000,000 | $20,600 | $1,717 |
Compare Nearby Property Taxes
- Champaign County2.06%
- DuPage County2.05%
- St. Clair County2.03%
- LaSalle County2.11%
- Tazewell County2.11%
- Macon County2.12%
- Sangamon County1.99%
Source Transparency
Source: U.S. Census Bureau, ACS 5-Year Estimates (B25103 / B25077)
View sourceLast updated: August 2026
Estimates only. Confirm parcel-specific amounts with the official local taxing authority.
Need Statewide Context?
Visit Illinois mortgage snapshot or return to the national calculator hub.