Florida Property Tax
Florida Property Tax Calculator (2026)
Estimate Florida property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.78%
Sample Annual Tax on $425,000 Home
$3,315
FHA State Tier
Mixed Standard + High-Cost County Tier
Counties Covered
67
Florida Property Tax Calculator
Florida homestead exemptions may reduce taxable value for eligible primary residences. Estimate taxes in Miami-Dade, Broward, Hillsborough, and other counties with our calculator.
FHA Limit Tier Context in Florida
State Tier Signal
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Florida Should Know
- Lower effective property taxes can support payment flexibility in some scenarios.
- Homestead exemptions may reduce taxable value for eligible owner-occupied homes.
In the current NMC dataset, Florida has an estimated effective property-tax rate of 0.78%, resulting in approximately $3,120 in annual property taxes on a $400,000 home.
Florida County and Locality Pages
Highest property tax rates in Florida
Among counties currently in the NMC dataset for this state.
- 1. Alachua County0.96%
- 2. Broward County0.94%
- 3. St. Lucie County0.93%
- 4. Liberty County0.90%
- 5. Palm Beach County0.86%
Lowest property tax rates in Florida
Among counties currently in the NMC dataset for this state.
- 1. Walton County0.45%
- 2. Washington County0.46%
- 3. Jackson County0.50%
- 4. Calhoun County0.51%
- 5. Gadsden County0.53%
Alachua County
Estimated effective rate: 0.96%
Baker County
Estimated effective rate: 0.64%
Bay County
Estimated effective rate: 0.58%
Bradford County
Estimated effective rate: 0.55%
Brevard County
Estimated effective rate: 0.68%
Broward County
Estimated effective rate: 0.94%
Calhoun County
Estimated effective rate: 0.51%
Charlotte County
Estimated effective rate: 0.85%
Citrus County
Estimated effective rate: 0.58%
Clay County
Estimated effective rate: 0.72%
Collier County
Estimated effective rate: 0.63%
Columbia County
Estimated effective rate: 0.74%
DeSoto County
Estimated effective rate: 0.83%
Dixie County
Estimated effective rate: 0.62%
Duval County
Estimated effective rate: 0.75%
Escambia County
Estimated effective rate: 0.58%
Flagler County
Estimated effective rate: 0.76%
Franklin County
Estimated effective rate: 0.63%
Gadsden County
Estimated effective rate: 0.53%
Gilchrist County
Estimated effective rate: 0.65%
Glades County
Estimated effective rate: 0.85%
Gulf County
Estimated effective rate: 0.63%
Hamilton County
Estimated effective rate: 0.73%
Hardee County
Estimated effective rate: 0.82%
Hendry County
Estimated effective rate: 0.80%
Hernando County
Estimated effective rate: 0.67%
Highlands County
Estimated effective rate: 0.72%
Hillsborough County
Estimated effective rate: 0.81%
Holmes County
Estimated effective rate: 0.54%
Indian River County
Estimated effective rate: 0.69%
Jackson County
Estimated effective rate: 0.50%
Jefferson County
Estimated effective rate: 0.62%
Lafayette County
Estimated effective rate: 0.55%
Lake County
Estimated effective rate: 0.76%
Lee County
Estimated effective rate: 0.79%
Leon County
Estimated effective rate: 0.79%
Levy County
Estimated effective rate: 0.63%
Liberty County
Estimated effective rate: 0.90%
Madison County
Estimated effective rate: 0.83%
Manatee County
Estimated effective rate: 0.78%
Marion County
Estimated effective rate: 0.74%
Martin County
Estimated effective rate: 0.77%
Miami-Dade County
Estimated effective rate: 0.81%
Monroe County
Estimated effective rate: 0.53%
Nassau County
Estimated effective rate: 0.71%
Okaloosa County
Estimated effective rate: 0.57%
Okeechobee County
Estimated effective rate: 0.74%
Orange County
Estimated effective rate: 0.76%
Osceola County
Estimated effective rate: 0.76%
Palm Beach County
Estimated effective rate: 0.86%
Pasco County
Estimated effective rate: 0.73%
Pinellas County
Estimated effective rate: 0.70%
Polk County
Estimated effective rate: 0.73%
Putnam County
Estimated effective rate: 0.78%
Santa Rosa County
Estimated effective rate: 0.57%
Sarasota County
Estimated effective rate: 0.75%
Seminole County
Estimated effective rate: 0.67%
St. Johns County
Estimated effective rate: 0.76%
St. Lucie County
Estimated effective rate: 0.93%
Sumter County
Estimated effective rate: 0.78%
Suwannee County
Estimated effective rate: 0.71%
Taylor County
Estimated effective rate: 0.65%
Union County
Estimated effective rate: 0.58%
Volusia County
Estimated effective rate: 0.77%
Wakulla County
Estimated effective rate: 0.64%
Walton County
Estimated effective rate: 0.45%
Washington County
Estimated effective rate: 0.46%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.