Colorado Property Tax
Colorado Property Tax Calculator (2026)
Estimate Colorado property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.50%
Sample Annual Tax on $425,000 Home
$2,125
FHA State Tier
Mixed Standard + High-Cost County Tier
Counties Covered
59
FHA Limit Tier Context in Colorado
State Tier Signal
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Colorado Should Know
- Lower effective property taxes can support payment flexibility in some scenarios.
In the current NMC dataset, Colorado has an estimated effective property-tax rate of 0.50%, resulting in approximately $2,000 in annual property taxes on a $400,000 home.
Colorado County and Locality Pages
Highest property tax rates in Colorado
Among counties currently in the NMC dataset for this state.
- 1. Adams County0.61%
- 2. Broomfield County0.60%
- 3. Phillips County0.56%
- 4. Douglas County0.55%
- 5. Boulder County0.53%
Lowest property tax rates in Colorado
Among counties currently in the NMC dataset for this state.
- 1. Gilpin County0.23%
- 2. Las Animas County0.23%
- 3. La Plata County0.26%
- 4. San Miguel County0.26%
- 5. Dolores County0.27%
Adams County
Estimated effective rate: 0.61%
Alamosa County
Estimated effective rate: 0.43%
Arapahoe County
Estimated effective rate: 0.52%
Archuleta County
Estimated effective rate: 0.35%
Baca County
Estimated effective rate: 0.44%
Bent County
Estimated effective rate: 0.35%
Boulder County
Estimated effective rate: 0.53%
Broomfield County
Estimated effective rate: 0.60%
Chaffee County
Estimated effective rate: 0.29%
Cheyenne County
Estimated effective rate: 0.47%
Clear Creek County
Estimated effective rate: 0.39%
Conejos County
Estimated effective rate: 0.40%
Costilla County
Estimated effective rate: 0.32%
Crowley County
Estimated effective rate: 0.45%
Custer County
Estimated effective rate: 0.39%
Delta County
Estimated effective rate: 0.31%
Denver County
Estimated effective rate: 0.45%
Dolores County
Estimated effective rate: 0.27%
Douglas County
Estimated effective rate: 0.55%
Eagle County
Estimated effective rate: 0.42%
El Paso County
Estimated effective rate: 0.41%
Elbert County
Estimated effective rate: 0.45%
Fremont County
Estimated effective rate: 0.36%
Garfield County
Estimated effective rate: 0.42%
Gilpin County
Estimated effective rate: 0.23%
Grand County
Estimated effective rate: 0.34%
Gunnison County
Estimated effective rate: 0.29%
Huerfano County
Estimated effective rate: 0.28%
Jefferson County
Estimated effective rate: 0.48%
Kit Carson County
Estimated effective rate: 0.49%
La Plata County
Estimated effective rate: 0.26%
Lake County
Estimated effective rate: 0.42%
Larimer County
Estimated effective rate: 0.50%
Las Animas County
Estimated effective rate: 0.23%
Lincoln County
Estimated effective rate: 0.44%
Logan County
Estimated effective rate: 0.46%
Mesa County
Estimated effective rate: 0.38%
Moffat County
Estimated effective rate: 0.40%
Montezuma County
Estimated effective rate: 0.29%
Montrose County
Estimated effective rate: 0.36%
Morgan County
Estimated effective rate: 0.52%
Otero County
Estimated effective rate: 0.31%
Ouray County
Estimated effective rate: 0.28%
Park County
Estimated effective rate: 0.33%
Phillips County
Estimated effective rate: 0.56%
Pitkin County
Estimated effective rate: 0.36%
Prowers County
Estimated effective rate: 0.30%
Pueblo County
Estimated effective rate: 0.50%
Rio Blanco County
Estimated effective rate: 0.33%
Rio Grande County
Estimated effective rate: 0.39%
Routt County
Estimated effective rate: 0.32%
Saguache County
Estimated effective rate: 0.32%
San Miguel County
Estimated effective rate: 0.26%
Sedgwick County
Estimated effective rate: 0.45%
Summit County
Estimated effective rate: 0.32%
Teller County
Estimated effective rate: 0.35%
Washington County
Estimated effective rate: 0.39%
Weld County
Estimated effective rate: 0.52%
Yuma County
Estimated effective rate: 0.47%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.