Arizona Property Tax
Arizona property tax estimates (2026)
Arizona buyers often underestimate how property taxes and assessments affect monthly ownership cost in counties like Pinal and Maricopa. Use the calculator for a 2026 planning estimate, then confirm full cash value and levies with your county assessor.
Start with the national ZIP-first property tax calculator for a quick estimate, then refine with county data below. National Mortgage Center is not affiliated with any government agency.
Estimated effective state rate
0.48%
Sample tax on a $400,000 home
$1,920
Vs U.S. benchmark (0.90%)
−$1,680
Counties in this dataset
15
In the current NMC dataset, Arizona has an estimated effective property-tax rate of 0.48%, resulting in approximately $1,920 in annual property taxes on a $400,000 home.
Confirm with your county assessor and Arizona Department of Revenue property tax information.
National Mortgage Center is not a government agency and is not affiliated with any county assessor, tax collector, or state revenue department.
Top live county pages on this site
Estimates are for educational planning only. They are not your official property tax bill, escrow quote, or appraisal. Confirm with your county assessor or tax collector. National Mortgage Center is powered by Stride Bank, N.A., NMLS #466690. Educational content is not a commitment to lend.
How property taxes work in Arizona
Arizona property taxes are levied locally — typically a stack of county, municipal, school, and special-district rates applied to assessed value after any exemptions. The 0.48% figure on this page is an ACS effective rate (taxes paid ÷ owner-occupied home value), which is useful for comparing counties and modeling PITI. It is not the millage printed on a specific parcel's bill.
For millage, exemption filings, or an official estimate, use Arizona Department of Revenue — Property Tax.
Estimate Arizona taxes in the calculatorArizona county property tax comparison
Median owner-occupied home value and median real-estate tax paid (ACS), with the county effective rate used in our calculator. Use a row to open the county page or calculator estimate.
| County | Median home value | Median annual tax | Effective rate |
|---|---|---|---|
| Maricopa County | $452,800 | $1,983 | 0.44% |
| Pima County | $319,700 | $2,272 | 0.71% |
| Pinal County | $349,000 | $1,636 | 0.47% |
| Yavapai County | $425,200 | $1,750 | 0.41% |
| Mohave County | $281,000 | $1,238 | 0.44% |
| Yuma County | $217,800 | $1,333 | 0.61% |
| Cochise County | $218,300 | $1,310 | 0.60% |
| Coconino County | $448,000 | $2,051 | 0.46% |
| Navajo County | $201,500 | $1,195 | 0.59% |
| Gila County | $269,400 | $1,386 | 0.51% |
| Apache County | $63,700 | $572 | 0.90% |
| Santa Cruz County | $233,000 | $1,415 | 0.61% |
| Graham County | $212,000 | $1,013 | 0.48% |
| La Paz County | $135,800 | $873 | 0.64% |
| Greenlee County | $158,600 | $518 | 0.33% |
Arizona county directory
Highest property tax rates in Arizona
Among counties currently in the NMC dataset for this state.
- 1. Apache County0.90%
- 2. Pima County0.71%
- 3. La Paz County0.64%
- 4. Santa Cruz County0.61%
- 5. Yuma County0.61%
Lowest property tax rates in Arizona
Among counties currently in the NMC dataset for this state.
- 1. Greenlee County0.33%
- 2. Yavapai County0.41%
- 3. Maricopa County0.44%
- 4. Mohave County0.44%
- 5. Coconino County0.46%
Apache County
Estimated effective rate: 0.90%
Cochise County
Estimated effective rate: 0.60%
Coconino County
Estimated effective rate: 0.46%
Gila County
Estimated effective rate: 0.51%
Graham County
Estimated effective rate: 0.48%
Greenlee County
Estimated effective rate: 0.33%
La Paz County
Estimated effective rate: 0.64%
Maricopa County
Estimated effective rate: 0.44%
Mohave County
Estimated effective rate: 0.44%
Navajo County
Estimated effective rate: 0.59%
Pima County
Estimated effective rate: 0.71%
Pinal County
Estimated effective rate: 0.47%
Santa Cruz County
Estimated effective rate: 0.61%
Yavapai County
Estimated effective rate: 0.41%
Yuma County
Estimated effective rate: 0.61%
Related planning resources for Arizona
FHA limit context in Arizona
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-unit floor $541,287 · ceiling $1,249,125. Property tax estimates on this page are separate from loan limits.
View Arizona FHA loan limitsNeed the national view?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology
Statewide effective rates use 2024 ACS owner-occupied data. County rates are median real-estate taxes paid divided by median owner-occupied home value (ACS 2020–2024 5-year). Last reviewed August 13, 2026. Estimates only — confirm with the local taxing authority.
On a $400,000 home, the U.S. benchmark used for comparison is 0.90% ($3,600 / year).