Arizona Property Tax
Arizona Property Tax Calculator (2026)
Estimate Arizona property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.48%
Sample Annual Tax on $425,000 Home
$2,040
FHA State Tier
Mixed Standard + High-Cost County Tier
Counties Covered
15
FHA Limit Tier Context in Arizona
State Tier Signal
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Arizona Should Know
- Lower effective property taxes can support payment flexibility in some scenarios.
In the current NMC dataset, Arizona has an estimated effective property-tax rate of 0.48%, resulting in approximately $1,920 in annual property taxes on a $400,000 home.
Arizona County and Locality Pages
Highest property tax rates in Arizona
Among counties currently in the NMC dataset for this state.
- 1. Apache County0.90%
- 2. Pima County0.71%
- 3. La Paz County0.64%
- 4. Santa Cruz County0.61%
- 5. Yuma County0.61%
Lowest property tax rates in Arizona
Among counties currently in the NMC dataset for this state.
- 1. Greenlee County0.33%
- 2. Yavapai County0.41%
- 3. Maricopa County0.44%
- 4. Mohave County0.44%
- 5. Coconino County0.46%
Apache County
Estimated effective rate: 0.90%
Cochise County
Estimated effective rate: 0.60%
Coconino County
Estimated effective rate: 0.46%
Gila County
Estimated effective rate: 0.51%
Graham County
Estimated effective rate: 0.48%
Greenlee County
Estimated effective rate: 0.33%
La Paz County
Estimated effective rate: 0.64%
Maricopa County
Estimated effective rate: 0.44%
Mohave County
Estimated effective rate: 0.44%
Navajo County
Estimated effective rate: 0.59%
Pima County
Estimated effective rate: 0.71%
Pinal County
Estimated effective rate: 0.47%
Santa Cruz County
Estimated effective rate: 0.61%
Yavapai County
Estimated effective rate: 0.41%
Yuma County
Estimated effective rate: 0.61%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.