Home sale planning
Home Sale Capital Gains Tax Calculator
Estimate potential federal taxable gains when selling a home. This tool is separate from annual property taxes and is for educational planning only — not tax advice.
Property Sale Capital Gains Estimator
Capital Gain Tax on Property Sale Calculator
Illustrative federal estimate for primary residence sales. Not tax advice.
Estimated Federal Capital Gains Tax
$0
Gross Gain
$72,000
Section 121 Exclusion
$72,000
Taxable Gain (Federal)
$0
Planning Rate Applied
15.0% LTCG (illustrative)
Illustrative federal long-term capital gains estimate only. State/local taxes, depreciation recapture, NIIT, AMT, and individual tax brackets are not modeled. Consult a tax professional.
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FAQ
What is a property sale capital gains tax calculator?
It estimates potential federal capital gains tax when you sell a home, accounting for purchase price, improvements, selling costs, and the Section 121 primary residence exclusion. Results are illustrative — consult a tax professional for your situation.
How is capital gain tax on a property sale calculated?
Start with sale proceeds minus selling costs and adjusted basis (purchase price plus improvements). If the home qualifies as a primary residence held 2+ years, up to $250,000 (single) or $500,000 (joint) may be excluded from federal tax.
Is this the same as a property tax calculator?
No. Annual property taxes are recurring ownership costs based on assessed value and local rates. Capital gains tax may apply when you sell. Use our Property Tax Calculator for ownership-cost estimates.
Planning a move after you sell?
Estimate property taxes and full monthly payment in your next location.