Alaska FHA Loan Limits
2026 FHA Loan Limits in Alaska
Compare Alaska FHA loan limit tiers for 1-unit through 4-unit properties, understand local buying-power implications, and open the main FHA lookup prefiltered for Alaska.
State Tier
Special exception area
1-Unit Standard Floor
$541,287
1-Unit High-Cost Ceiling
$1,249,125
Special Exception Max
$1,873,687
Alaska FHA Limit Tier Context
FHA allows higher special exception maximums in this state because of elevated construction costs. Exact county limits should still be verified with HUD before applying.
Counties in this state generally follow the FHA high-cost framework statewide.
National Mortgage Center is powered by Stride Bank, NMLS ID #466690. Educational use only. Not affiliated with HUD, FHA, FHFA, or any government agency.
Last reviewed: June 18, 2026.
2026 FHA Limits for Alaska Planning
The table below shows the 2026 FHA floor, high-cost ceiling, special exception maximum, and the state tier most relevant to Alaska. Exact county limits may fall between floor and ceiling in mixed-cost states.
| Property Type | Standard Floor | High-Cost Ceiling | Special Exception | Alaska Planning Tier |
|---|---|---|---|---|
| 1-Unit | $541,287 | $1,249,125 | $1,873,687 | $1,873,687 |
| 2-Unit | $693,050 | $1,599,375 | $2,399,050 | $2,399,050 |
| 3-Unit | $837,700 | $1,933,200 | $2,899,800 | $2,899,800 |
| 4-Unit | $1,041,125 | $2,402,625 | $3,603,925 | $3,603,925 |
What Alaska FHA Buyers Should Know
Balance tax assumptions with insurance and financing terms for accurate payment planning.