Oklahoma Property Tax
Oklahoma Property Tax Calculator (2026)
Estimate Oklahoma property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.79%
Sample Annual Tax on $425,000 Home
$3,358
FHA State Tier
Standard FHA Tier
Counties Covered
77
FHA Limit Tier Context in Oklahoma
State Tier Signal
Most counties in this state follow the standard FHA floor framework.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Oklahoma Should Know
- Lower effective property taxes can support payment flexibility in some scenarios.
In the current NMC dataset, Oklahoma has an estimated effective property-tax rate of 0.79%, resulting in approximately $3,160 in annual property taxes on a $400,000 home.
Oklahoma County and Locality Pages
Highest property tax rates in Oklahoma
Among counties currently in the NMC dataset for this state.
- 1. Cleveland County1.00%
- 2. Canadian County0.97%
- 3. Oklahoma County0.97%
- 4. Tulsa County0.97%
- 5. Washington County0.90%
Lowest property tax rates in Oklahoma
Among counties currently in the NMC dataset for this state.
- 1. McCurtain County0.37%
- 2. Pushmataha County0.39%
- 3. Cimarron County0.40%
- 4. Choctaw County0.41%
- 5. Murray County0.42%
Adair County
Estimated effective rate: 0.48%
Alfalfa County
Estimated effective rate: 0.58%
Atoka County
Estimated effective rate: 0.55%
Beaver County
Estimated effective rate: 0.78%
Beckham County
Estimated effective rate: 0.84%
Blaine County
Estimated effective rate: 0.58%
Bryan County
Estimated effective rate: 0.64%
Caddo County
Estimated effective rate: 0.54%
Canadian County
Estimated effective rate: 0.97%
Carter County
Estimated effective rate: 0.74%
Cherokee County
Estimated effective rate: 0.54%
Choctaw County
Estimated effective rate: 0.41%
Cimarron County
Estimated effective rate: 0.40%
Cleveland County
Estimated effective rate: 1.00%
Coal County
Estimated effective rate: 0.53%
Comanche County
Estimated effective rate: 0.88%
Cotton County
Estimated effective rate: 0.74%
Craig County
Estimated effective rate: 0.55%
Creek County
Estimated effective rate: 0.71%
Custer County
Estimated effective rate: 0.69%
Delaware County
Estimated effective rate: 0.60%
Dewey County
Estimated effective rate: 0.52%
Ellis County
Estimated effective rate: 0.74%
Garfield County
Estimated effective rate: 0.87%
Garvin County
Estimated effective rate: 0.55%
Grady County
Estimated effective rate: 0.68%
Grant County
Estimated effective rate: 0.49%
Greer County
Estimated effective rate: 0.50%
Harmon County
Estimated effective rate: 0.67%
Harper County
Estimated effective rate: 0.64%
Haskell County
Estimated effective rate: 0.43%
Hughes County
Estimated effective rate: 0.60%
Jackson County
Estimated effective rate: 0.59%
Jefferson County
Estimated effective rate: 0.63%
Johnston County
Estimated effective rate: 0.56%
Kay County
Estimated effective rate: 0.66%
Kingfisher County
Estimated effective rate: 0.58%
Kiowa County
Estimated effective rate: 0.58%
Latimer County
Estimated effective rate: 0.53%
Le Flore County
Estimated effective rate: 0.62%
Lincoln County
Estimated effective rate: 0.56%
Logan County
Estimated effective rate: 0.78%
Love County
Estimated effective rate: 0.63%
Major County
Estimated effective rate: 0.63%
Marshall County
Estimated effective rate: 0.55%
Mayes County
Estimated effective rate: 0.65%
McClain County
Estimated effective rate: 0.79%
McCurtain County
Estimated effective rate: 0.37%
McIntosh County
Estimated effective rate: 0.57%
Murray County
Estimated effective rate: 0.42%
Muskogee County
Estimated effective rate: 0.67%
Noble County
Estimated effective rate: 0.80%
Nowata County
Estimated effective rate: 0.65%
Okfuskee County
Estimated effective rate: 0.48%
Oklahoma County
Estimated effective rate: 0.97%
Okmulgee County
Estimated effective rate: 0.66%
Osage County
Estimated effective rate: 0.69%
Ottawa County
Estimated effective rate: 0.62%
Pawnee County
Estimated effective rate: 0.67%
Payne County
Estimated effective rate: 0.85%
Pittsburg County
Estimated effective rate: 0.50%
Pontotoc County
Estimated effective rate: 0.65%
Pottawatomie County
Estimated effective rate: 0.66%
Pushmataha County
Estimated effective rate: 0.39%
Roger Mills County
Estimated effective rate: 0.46%
Rogers County
Estimated effective rate: 0.75%
Seminole County
Estimated effective rate: 0.62%
Sequoyah County
Estimated effective rate: 0.55%
Stephens County
Estimated effective rate: 0.68%
Texas County
Estimated effective rate: 0.69%
Tillman County
Estimated effective rate: 0.63%
Tulsa County
Estimated effective rate: 0.97%
Wagoner County
Estimated effective rate: 0.79%
Washington County
Estimated effective rate: 0.90%
Washita County
Estimated effective rate: 0.52%
Woods County
Estimated effective rate: 0.58%
Woodward County
Estimated effective rate: 0.58%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.