Hawaii Property Tax
Hawaii Property Tax Calculator (2026)
Estimate Hawaii property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.29%
Sample Annual Tax on $425,000 Home
$1,233
FHA State Tier
Statewide High-Cost FHA Tier
Counties Covered
4
FHA Limit Tier Context in Hawaii
State Tier Signal
Counties in this state generally follow the FHA high-cost framework statewide.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in Hawaii Should Know
- Lower effective property taxes can support payment flexibility in some scenarios.
- Property taxes may be lower relative to many other states, but home prices can be higher.
In the current NMC dataset, Hawaii has an estimated effective property-tax rate of 0.29%, resulting in approximately $1,160 in annual property taxes on a $400,000 home.
Hawaii County and Locality Pages
Highest property tax rates in Hawaii
Among counties currently in the NMC dataset for this state.
- 1. Hawaii County0.28%
- 2. Honolulu County0.28%
- 3. Kauai County0.21%
- 4. Maui County0.16%
Lowest property tax rates in Hawaii
Among counties currently in the NMC dataset for this state.
- 1. Maui County0.16%
- 2. Kauai County0.21%
- 3. Hawaii County0.28%
- 4. Honolulu County0.28%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.