California Property Tax
California Property Tax Calculator (2026)
Estimate California property taxes, review the statewide effective rate, browse county pages, and connect tax costs to mortgage payment planning.
Estimated Effective State Rate
0.70%
Sample Annual Tax on $425,000 Home
$2,975
FHA State Tier
Mixed Standard + High-Cost County Tier
Counties Covered
57
California Prop 13 Property Tax Calculator
Use our full California property tax calculator for a Prop 13 new-purchase baseline (~1% of price), county effective rates for major metros, and monthly escrow estimates.
FHA Limit Tier Context in California
State Tier Signal
Some counties follow standard FHA limits while higher-cost counties may qualify for elevated FHA limits.
FHA 1-Unit Floor
$541,287
FHA 1-Unit Ceiling
$1,249,125
What Homebuyers in California Should Know
- Lower effective property taxes can support payment flexibility in some scenarios.
- Property tax treatment can vary based on purchase timing and local assessment rules.
In the current NMC dataset, California has an estimated effective property-tax rate of 0.70%, resulting in approximately $2,800 in annual property taxes on a $400,000 home.
California County and Locality Pages
Highest property tax rates in California
Among counties currently in the NMC dataset for this state.
- 1. Kern County0.88%
- 2. Placer County0.84%
- 3. Contra Costa County0.83%
- 4. San Benito County0.81%
- 5. Alameda County0.78%
Lowest property tax rates in California
Among counties currently in the NMC dataset for this state.
- 1. Trinity County0.58%
- 2. Del Norte County0.61%
- 3. Mariposa County0.61%
- 4. San Mateo County0.61%
- 5. Colusa County0.62%
Alameda County
Estimated effective rate: 0.78%
Amador County
Estimated effective rate: 0.71%
Butte County
Estimated effective rate: 0.69%
Calaveras County
Estimated effective rate: 0.73%
Colusa County
Estimated effective rate: 0.62%
Contra Costa County
Estimated effective rate: 0.83%
Del Norte County
Estimated effective rate: 0.61%
El Dorado County
Estimated effective rate: 0.70%
Fresno County
Estimated effective rate: 0.74%
Glenn County
Estimated effective rate: 0.64%
Humboldt County
Estimated effective rate: 0.64%
Imperial County
Estimated effective rate: 0.77%
Inyo County
Estimated effective rate: 0.74%
Kern County
Estimated effective rate: 0.88%
Kings County
Estimated effective rate: 0.75%
Lake County
Estimated effective rate: 0.73%
Lassen County
Estimated effective rate: 0.72%
Los Angeles County
Estimated effective rate: 0.68%
Madera County
Estimated effective rate: 0.70%
Marin County
Estimated effective rate: 0.66%
Mariposa County
Estimated effective rate: 0.61%
Mendocino County
Estimated effective rate: 0.69%
Merced County
Estimated effective rate: 0.67%
Modoc County
Estimated effective rate: 0.69%
Mono County
Estimated effective rate: 0.65%
Monterey County
Estimated effective rate: 0.63%
Napa County
Estimated effective rate: 0.69%
Nevada County
Estimated effective rate: 0.75%
Orange County
Estimated effective rate: 0.66%
Placer County
Estimated effective rate: 0.84%
Plumas County
Estimated effective rate: 0.70%
Riverside County
Estimated effective rate: 0.78%
Sacramento County
Estimated effective rate: 0.73%
San Benito County
Estimated effective rate: 0.81%
San Bernardino County
Estimated effective rate: 0.70%
San Diego County
Estimated effective rate: 0.68%
San Francisco County
Estimated effective rate: 0.71%
San Joaquin County
Estimated effective rate: 0.75%
San Luis Obispo County
Estimated effective rate: 0.68%
San Mateo County
Estimated effective rate: 0.61%
Santa Barbara County
Estimated effective rate: 0.65%
Santa Clara County
Estimated effective rate: 0.67%
Santa Cruz County
Estimated effective rate: 0.64%
Shasta County
Estimated effective rate: 0.69%
Sierra County
Estimated effective rate: 0.69%
Siskiyou County
Estimated effective rate: 0.64%
Solano County
Estimated effective rate: 0.75%
Sonoma County
Estimated effective rate: 0.70%
Stanislaus County
Estimated effective rate: 0.71%
Sutter County
Estimated effective rate: 0.75%
Tehama County
Estimated effective rate: 0.62%
Trinity County
Estimated effective rate: 0.58%
Tulare County
Estimated effective rate: 0.70%
Tuolumne County
Estimated effective rate: 0.66%
Ventura County
Estimated effective rate: 0.68%
Yolo County
Estimated effective rate: 0.77%
Yuba County
Estimated effective rate: 0.74%
Need the National View?
Return to the national Property Tax Calculator to compare across states and scenarios.
Methodology and Data Sources
- Tax Foundation Facts & Figures: Property Tax as Percent of Home Value - State-level effective property tax rates (Updated: 2026-02-19)
- HUD/FHA Mortgagee Letter 2025-23 - 2026 FHA floor and high-cost ceiling frameworks (1-4 unit) (Updated: 2026-01-01)
Educational guidance only. Final loan terms and eligibility vary by county limits, credit, income, property profile, and lender guidelines.