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Bridge Loan Calculator

Calculate costs and payments for bridging the gap between buying and selling

Bridge Loan Calculator

Current Home Details

Bridge Loan Details

New Home Details

Bridge Loan Analysis

$0
Monthly Interest Payment
Total Bridge Loan Cost
$0
Combined LTV Ratio
0.0%
Maximum Borrowing Amount
$0
Estimated Closing Costs
$0

Understanding Bridge Loans

What is a Bridge Loan?

A bridge loan is a short-term financing option that helps homeowners "bridge" the gap between buying a new home and selling their current one. It allows you to access your current home's equity before it sells.

Short-term financing (typically 6-12 months)
Interest-only payments common
Balloon payment at loan end

Key Considerations

Higher interest rates than traditional mortgages
Additional monthly payment until current home sells
Risk if current home doesn't sell quickly
Closing costs for both bridge and new home loan

Bridge Loan vs. Traditional Financing

FeatureBridge LoanTraditional Mortgage
Term Length6-12 months15-30 years
Interest Rate2-4% higherMarket rates
Payment TypeInterest onlyPrincipal & interest
Closing Costs2-5% of loan2-6% of loan
QualificationEquity-basedIncome & credit based

Calculator Disclaimer

This calculator provides estimates based on the information you enter and current market conditions. Actual loan terms, payments, and costs may vary based on:

  • Your credit score and history
  • Current market rates
  • Property values and equity
  • Lender requirements
  • Loan term and structure
  • Closing timeline

Please consult with one of our bridge loan specialists for personalized loan options and accurate terms based on your specific situation. The results shown are for informational purposes only and do not constitute a commitment to lend.

Need Help with Bridge Financing?

Our bridge loan experts can help you navigate the process of buying a new home before selling your current one.

Call Us

(855) 699-1424